Ryan Morrow's (rmorrow) Blog

 Ryan MorrowLoan OfficerSkyline Financial CorpPhone: (661) 992-2216Fax:(818) 971-4371ryanmorrow@skylinefinancialcorp.comFed Surprises with Deepest Cut since 1984 The Federal Reserve surprised everyone Tuesday with an emergency intersession rate cut of .75%, the deepest cut in the Fed Funds Rate s...

 Ryan MorrowLoan OfficerSkyline Financial CorpPhone: (661) 992-2216Fax: (818) 971-4371ryanmorrow@skylinefinancialcorp.comRates are the lowest Since Sept. 2005!   Bond Rally Drives Rates LowerLooks like we are starting out the year on the right foot. The Bond market has rallied after the recent jo...

 Ryan MorrowLoan OfficerSkyline Financial CorpPhone: (661) 992-2216Fax: (818) 971-4371ryanmorrow@skylinefinancialcorp.comChanges in FICO Scoring Algorithm Coming - A major change to the FICO® credit score formula was announced by Fair Isaac Corporation earlier this week. FICO scores will no longe...

 Ryan MorrowLoan OfficerSkyline Financial CorpPhone: (661) 992-2216Fax: (818) 971-4371ryanmorrow@skylinefinancialcorp.com When inflation fears recently led central banks in New Zealand and Europe to suddenly increase their short-term interest rates, the repercussions were immediate. Interest rate...

Must read new laws for CA.Starting July 07..1. Carpool lane - 1st time $1068.50 starting 7/1/07 (The $271 postedon the highway is old). Don't do it again because 2nd time is going to bedouble. 3rd time triple, and 4th time license suspended.2. Incorrect lane change - $380. Don't cross the lane on...

I have not been on in a while, but wanted to share with you that my wife and I gave birth to a beautiful baby girl May 22nd. She was 9lbs. 21" long. I find it hard to find the words to explain the experience, she has changed our lives for ever. Both my wife and daughter are doing great. Here is a...

      As you all know the Real Estate Market is shifting rapidly.... the number of interested buyers are shrinking, Guidelines are becoming more strict, and inventory is pilling up. It more important than ever for us to work with our clients well in advance to prepare them for homeownership or an...

Does your client want to buy a home but does not have a Social Security card, No credit score, Stated Income?There are now loan programs for them. Here are some highlights on the program.30yr. Fixed Rate Mortgage 550 FICO+ or NO FICO (alt credit will be used)95% LTV Stated Income with a 601+ FICO...

Many of you have made New Years resolutions and at this point if you are still on tract you will most likely succeed your goal. For those of you who think they can handle one more commitment lets try to improve our credit score. In many cases your credit score will have just as much if not more f...