Bob Bregitzer's (robert1111) Blog

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Mortgage and Lending - Southeast Mortgage of Georgia
RECENT BLOG POSTS
I reduced my property taxes by $900 per year and so can you!   Property values are down.  We all know that fact.  So there is no better time to fight your tax assessment than this year.  Many feel 2012 is the year values stabilize and begin to increase.    I have fought my property tax assessment...
03/11/2012
First Time Home Buyer Tax Credit Extended  Need help addressing qualification questions? Home buyer tax credits provide an outstanding opportunity for both first time home buyers and repeat home buyers.  House hunters will now be able to claim a credit if you have a binding contract date on or be...
11/30/2009
Originally posted on the Massachusetts Real Estate Law Blog Breaking News: 10/1/09–The FHA Has Delayed Implementation Of New Rules Until November 2, 2009 To Coincide With Expiration of First Time Home Buyer $8,000 Tax Credit Under revised guidelines which were to be effective October 1, 2009 but...
10/12/2009
To buy or not to buy??? If you have been thinking about taking advantage of the Federal 1st Time Buyer Tax Credit, it's time to turn thought into action.  Saturday, August 22 was the 100 day mark before the tax credit goes the way of the dinosaur.  100, 99, 98 days as of today.... Being a CPA, if...
08/24/2009
The Missing (Tax Credit) Link - Part II Good news for 1st time home buyers! HUD has once again allowed a homebuyer to "monetize" their $8000 1st Time Homebuyer Tax Credit.  Monetization means obtaining an advance on the tax credit for the use of paying a down payment and other costs associated wi...
06/01/2009
Wow!  The financial markets are so unpredictable and volatile right now.  Thursday, a week ago, it looked like rates had a chance to improve to levels we have not seen yet.  Now, a few business days later, we are at 6 month highs.  What in tarnation happened? Here is the perfect storm that hit qu...
05/28/2009
  Update: After this post on HUD allowing TAX CREDIT ADVANCES, they have withdrawn the idea - typical HUD move.  Hopefully, they will address whatever their concern is and once again allow the tax credit to be used for down payment - the housing market needs it. The Missing (Tax Credit) Link! The...
05/13/2009
I have finalized my new site dedicated to educating the consumer and real estate professionals about the new first time home buyer tax credit.  Being a CPA, I am naturally taking a lead role in helping others understand the bill. www.thehomebuyertaxcredit.com President Bush signed the Housing and...
08/05/2008
The President just signed the Housing and Economic Recovery Act of 2008 and private down payment assistance (DPA) programs will no longer be available.     What does this mean to you?  If you or someone you know is interested in purchasing a home with little or no money down, the deadline to find...
07/30/2008
In part I of my comments on the Sunday paper, I talked about the interest rate quotes being out of date and basically irrelevant by the time the paper is published.  The other huge issue with the quotes is that there is no disclosure about what credit score you need to obtain that rate.  Here is ...
07/23/2008
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Bob Bregitzer

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