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Mortgage and Lending - US Bank - NMLS: 22343



  The FHA Mortgage Insurance Increase:  In Real Numbers     On Monday, February 27, 2012, the Department of Housing and Urban Development released details of the upcoming FHA mortgage insurance premium (MIP) increases that will soon go into effect.  I didn't want to spend this blog post going ov...
  California Mortgage Rate Update for the Week of 2/27/12:     OK.  We're back to another "normal" week and they'll be some economic reports to deal with.  Most expect the data to come in better than previous reports, so I tend to think this will not be favorable for lower rates.  Remember, an i...
  85 Rock Road, Kentfield, California  Superb views of Mt Tam in an awesome setting where sunlight floods the master suite, office, living room and pool. Situated on one of the most desirable streets in Kent Woodlands it offers an excellent indoor/outdoor experience in a serene and private setti...
  111 La Pasada Way, San Rafael, California  Modern Renovation. Sun filled Open Floor Plan Single Story. Beautiful landscaping. Formal entry to living with marble faced fireplace; updated kitchen with breakfast bar to dining and family room. Bamboo floors. TWO Master Suites in separate wings; on...
  2 South Green Court, Larkspur, California  This newly reconstructed home with over 3200 square feet of living area is Larkspur living at its finest!  Only blocks from the heart of downtown and all its shops, restaurants, theater, public and private schools, etc.  This property boasts curb appe...
  California Mortgage Rate Update for the Week of 2/21/12:     The holiday shortened week starts off with the news that Greece has been granted another round of bailout funds.  This is good news on the surface, but few sense this is the last we've heard on the topic.  As for mortgage rates, good...
  1 Altura Way, Greenbrae, California  This wonderful, sunny home, resting just above the flats of Greenbrae, was beautifully renovated with careful attention to detail and quality finishes throughout. Gourmet kitchen with top of the line appliances. Spacious master suite with elegant bath, grea...
  226 Amicita Ave., Mill Valley, California    Charm awaits you in this updated Sycamore Park home!  Completely remodeled in 2004, this home is located on a sunny level lot and offers three bedrooms, two full bathrooms, and a kitchen/dining area/living room with great flow.  The stylish kitchen ...
12 East Terrace, Tiburon, California    Don't miss this spacious, light-filled & beautifully updated Mid-Century Modern! Features amazing views of the Bay and City. Boasts a wonderful open & functional floor plan with versatility for entertaining, home office, kids zone, au pair, in-law - all ca...
  Below are today's interest rates for RPM's loan programs. For specific pricing on your scenario, or to get pre-approved without obligation for any of these loan products below, you can: Call 877-270-5959. Click on the link HERE. E-mail To learn more about the loan process...

Rob Spinosa

Mortgage Loan Originator, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
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