California Mortgage Blog

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Mortgage and Lending - US Bank - NMLS: 22343

ARCHIVED BLOG POSTS

2013 

"Can I Finance My Closing Costs into My Mortgage?"     In the short video below, I work to answer the simple question that has a complex answer:  "Can I finance my closing costs into my mortgage?"   We, in the real estate industry, tend to take for granted that a good percentage of our clients c...
08/31/2013
Cash Out Refinance of Free and Clear Property     In the short video below, I discuss the delayed purchase financing exception, which permits those who have purchased a home "all cash" to refinance within the first six months of their acquisition.  Prior to introduction of the delayed purchase e...
08/09/2013
26 Madera del Presidio, Corte Madera, Marin County, California   Homes rarely come up in this desirable neighborhood. Updated in 2005, high ceilings, hardwood floors, chef's eat-in kitchen opens to family room. Gas range, granite tile counters, stainless steel appliances, breakfast nook, 2 firep...
08/02/2013
111 Gregory Drive, Fairfax, Marin County, California   Exquisitely renovated, architect designed. Kitchen w/granite counters, gas & elec ovens. Open family room w/wet bar, dining room & living room w/wood-burning fireplace. Grand master suite w/jet tub, stall shower. Second bath w/jet tub. Renov...
08/02/2013
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Rob Spinosa

Mortgage Loan Originator, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
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REX Homebuyer Participating Lender

80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?