My Commencement Speech to the Class of 2014 - 2017 Good morning students, family, friends and faculty, It is my honor to be here on this fine day, to see you off on your adventure into the mortgage future. When you arrived at the Institution of Home Ownership in 2004 through 2007, recall how...

04/30/2014

The New & Improved Tips for Sabotaging Your Open House

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The New & Improved Tips for Sabotaging Your Open House I know you didn't think it was possible, but here is a an update to a list I began some time ago. As a mortgage professional, I am fortunate to have somewhat of an outsider's perspective on our local broker tour --- I am not a real estate ...

04/26/2014

Go Ahead! Drone On About Your New Listing!

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Go Ahead! Drone On About Your New Listing! Some of you may know that I do a bit of video marketing. I rely on Doug Canning, here in San Rafael, to shoot and edit the video and while we were working on my last production, he mentioned that he'd purchased an aerial drone to which he can mount a...

04/22/2014

I Have Impressive ARMs

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I Have Impressive ARMs Actually, I don't have impressive arms and never have. While we're on the topic of needles, no amount of iron or swimming has ever "moved the needle" in terms of adding circumference to my puny pop guns. But... RPM is pleased to add its newest jumbo program in the for...

04/15/2014

10% Down with Pledged Assets

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10% Down with Pledged Assets Here in California, I come across a lot of home financing scenarios, especially on the jumbo side, where the buyer would prefer to make a 10% down payment instead of a 20% down payment. And what we commonly see is that as the price range of the home increases, so t...

04/08/2014