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Mortgage and Lending - US Bank - NMLS: 22343



People Who Say It Can't Be Done...   ...should not interrupt those who are doing it."   This quote, attributed to George Bernard Shaw, is one I'd be willing to guess most of us have heard.  I found it particularly applicable in light of a recent closing and thought I would share the connection I ...
Honoring Those Who Serve(d)   Like many of you, I'm sure, I lead a busy life and yet do my best to contribute to the community.  One of the ways I aim to be involved is by volunteering as treasurer of the Tamalpa Runners, the largest running club in Northern California.  This year, I also agreed ...
39 Rosebank Ave., Kentfield, CA, 94904 Mortgage Options   Using RPM Mortgage and REX Homebuyer, this home can be financed today as:   Purchase Price:  $1,995,000 REX Down Payment:  $249,375 Your Down Payment:  $249,375 Monthly P&I Payment:  $6410     Here are the terms for the scenario above:   L...
Who's the Expert Now? Investment Property Financing Made Simple   Expert Beacon reached out to me some time ago about writing an article about determing how much one can afford when buying a home.  I was happy to give them a try and we followed up with a second piece on how to get a home loan whe...
I Love the 80 10 10's!   As the title might have suggested, today we're going to look back.  But we're not time warping all the way to the Neonscene era to party like it's 1999.  No, instead, we are just turning back our Rubik's cube to about 2006, when a homebuyer could purchase real estate with...
80-10-10 Mortgage   I was born in 1970.   My grandmother would refer to the Frigidaire, or launder our filthy Dungarees.   A great day was "go to work day" with Dad in Manhattan.  There, we might Xerox our handprints and maybe even be allowed to get a Coke with lunch.   You get the idea.  I'm tal...

Rob Spinosa

Mortgage Loan Originator, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
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REX Homebuyer Participating Lender

80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?