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Mortgage and Lending - US Bank - NMLS: 22343

ARCHIVED BLOG POSTS

2014 

998 Edgewood Ave., Mill Valley, CA, 94941 w/ REX 12.5% Down Payment Option   Using RPM Mortgage and REX Homebuyer, this home can be financed today as:   Purchase Price:  $1,949,000 REX Down Payment:  $243,625 Your Down Payment:  $243,625 Monthly P&I Payment:  $6362     Here are the terms for the ...
07/30/2014
MTG Fight Night:  80-10-10 vs. REX   The tale of the tape:                           80-10-10 Piggyback Loan            vs.                  REX Homebuyer $1,100,000          Purchase Price          $1,100,000 $110,000          Down Payment          $110,000 $625,500            First Mortgage    ...
07/27/2014
Surviving the Short Sale Seasoning Status Shift   All alluring alliteration aside, I wanted to get serious (there I go again...) about the recent changes to the waiting periods that are required when a buyer attempts to re-enter the mortgage market.  "How long do I have to wait after a short sale...
07/24/2014
59 Redwood Dr., Kentfield, CA, 94904 w/ REX 12.5% Down Payment Option   Using RPM Mortgage and REX Homebuyer, this home can be financed today as:   Purchase Price:  $2,195,000 REX Down Payment:  $274,375 Your Down Payment:  $384,125 Monthly P&I Payment:  $6687     Here are the terms for the scena...
07/13/2014
169 Spencer Ave., Sausalito, CA, 94965 w/ REX 10% Down Payment Option   Using RPM Mortgage and REX Homebuyer, this home can be financed today as:   Purchase Price:  $1,599,000 REX Down Payment:  $159,900 Your Down Payment:  $189,100 Monthly P&I Payment:  $5440     Here are the terms for the scena...
07/13/2014
8 Saint Lucia Place, Tiburon, CA, 94920 w/ REX 12.5% Down Payment Option   Using RPM Mortgage and REX Homebuyer, this home can be financed today as:   Purchase Price:  $1,695,000 REX Down Payment:  $211,875 Your Down Payment:  $211,875 Monthly P&I Payment:  $5533     Here are the terms for the sc...
07/13/2014
"Will Refinancing Cause My Property Taxes to Go Up?"   Because the current interest rate environment remains conducive to refinancing, a concern that some have about taking action stems from confusion related to how their property taxes are determined, and specifically the question, "Will refinan...
07/08/2014
Rainmaker
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Rob Spinosa

Mortgage Loan Originator, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
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REX Homebuyer Participating Lender

80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?