Credit Rescores: Pay More. It's the Law. It goes without saying that the mortgage process is in some ways more complicated and unforgiving than ever. It also bears mentioning that there remains a handful of home loan professionals who have embraced these modern day challenges and found legal...

09/25/2014

Do You Think We're in a Bubble?

2 Comments

Do You Think We're in a Bubble? Forgive me. While I may be one of Marin County's most recommended mortgage lenders, I am still only on the lowly home finance side of things. I'm not in the real estate purchase and sale trenches like most of the members on Active Rain and, presumably, I'm ther...

09/12/2014

Should I Pray or Should I "Co"?

2 Comments

Should I Pray or Should I "Co"? I tend to see a fair amount of high loan-to-value mortgage scenarios, mostly because real estate values here in Marin County, the San Francisco Bay Area and coastal California, in general, tend to be high. And I think it also has a lot to do with the formidable ...

09/04/2014