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Mortgage and Lending - US Bank - NMLS: 22343

ARCHIVED BLOG POSTS

2017 

Unlocking the Rate Lock Mystery Everyone who has financed a home with a mortgage, either for a purchase or refinance, has probably struggled at some point during that transaction with the dilemma of locking or floating the interest rate.  This critical decision does one of two things:  Commits bo...
06/29/2017
80 10 10 Loan in California It has been said that the Golden Gate Bridge is one of the most photographed tourist attractions in the world.  But before you get out your selfie stick and entertain visions of relocating to California, especially to the San Francisco Bay Area, know that the median ho...
06/22/2017
Not Able to Refinance?  Recast Your Loan in a New Light Over the last decade there have been many opportunities for homeowners to refinance their mortgages to lower rates and, by far, that is the "go to" solution when a borrower is looking to lower his or her payments.  This makes perfect sense. ...
06/09/2017
Can I Consolidate My Student Loans with My Mortgage? Let's face it, buying a home is hard enough.  But if you've been able to do so while still holding some of the debt accumulated during your college and post-graduate years, your life is about to get a little easier. New cash-out refinance guide...
06/01/2017
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Rob Spinosa

Mortgage Loan Originator, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
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80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?