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Mortgage and Lending - US Bank - NMLS: 22343



 Your Credit May Be Good, But Is It Jumbo Good?  "I have an 800 FICO so I know I'll qualify..." We, here at Guaranteed Rate, pride ourselves on being a great jumbo mortgage lender. And because of my geography and clientele in the San Francisco Bay Area, we encounter a lot of higher loan amounts. ...
Part-Time Jobs, Second Jobs and Your Mortgage Application I remember thumbing through the Recycler in Los Angeles when I first moved out there as a teenager.  Living on a shoestring budget, I was especially intrigued by the ads that promised the ability to make thousands per month while sitting i...
Can Income from Your Vacation Rental Help You Qualify for a Mortgage? Ok.  I'm going to go out on a limb here and say that someone reading this post has, at one point in his/her life, taken an Uber to an AirBnB.  It makes sense and it's a perfect exemplification of the "gig economy" working in bo...
What Is an Alternative Mortgage? Every so often in popular music, movies, art and culture, the unconventional becomes the rage, the "alternative" becomes mainstream.  When it does, it usually reshapes people's ideas of what's "normal" and it can redefine what's acceptable --- even preferred --- f...

Rob Spinosa

Mortgage Loan Originator, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
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What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?