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Mortgage and Lending - US Bank - NMLS: 22343

ARCHIVED BLOG POSTS

2022 

Five Tips for Rocking Home Ownership in 2022   If you searched unsuccessfully for a home and suffered one heartbreak after another in 2021, 2022 hasn't necessarily greeted you with open arms either.  Near non-existent inventory in many areas, fierce competition and rising interest rates have all ...
02/24/2022
Divorce Buyout Refinancing Explained   It's a sobering fact that nearly 50% of married couples will decide to go their separate ways each year. But what happens when there's jointly owned real estate involved? And what if that home has a mortgage on it as well? What's the process for one spouse "...
02/17/2022
Is a No Cost Refinance a Free Ride?   Back in the '70's, Edgar Winter extolled the virtues of taking a free ride.  But since that time and especially when it comes to transactions in the financial world, most of us have been conditioned to know that nothing's ever free. So how does this square wi...
02/10/2022
HELOC or Cash Out Refinance?   As a teenager in the '80's, our dilemmas were a little simpler --- should I stay or should I go? --- for instance.  But today's homeowner faces some additional complexities, especially when it comes to deciding the best way to finance a home renovation or other larg...
02/03/2022
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Rob Spinosa

Mortgage Loan Originator, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
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