Does Shopping for a Mortgage Hurt Your Credit? Everybody who makes the leap into buying a home, especially first-time homebuyers, and even those who already own a home and are looking to improve their mortgage must eventually confront the pre-approval process. That means a mortgage application ...

12/22/2022

How to Rock the 2023 FHA Loan Limits!!!

3 Comments

How to Rock the 2023 FHA Loan Limits!!! I ain't foolin'! Even though it seems like there's been nothin' but a whole lotta interest rate hikes in 2022, thankfully FHA borrowers, including first-time homebuyers, will see an increase to the FHA loan limit in 2023. This means that where the one-unit...

12/18/2022

How (NOT) to Destroy Your Mortgage Approval!!!

4 Comments

How (NOT) to Destroy Your Mortgage Approval!!! Ever wondered about the most common (as well as lesser known) ways mortgage borrowers sabotage their own loan process? Do they dispute credit items and try to fix their FICO scores? Do they change jobs without telling their lender or broker? Do the...

12/08/2022

How to Rock the 2023 Conforming Loan Limits!!!

5 Comments

How to Rock the 2023 Conforming Loan Limits!!! I ain't foolin'! Even though there's been a whole lotta interest rate hikes in 2022. And even though there's been a whole lotta rumbling about home values declining in some areas, the FHFA will again be increasing the conforming loan limits into 20...

12/01/2022