California Mortgage Blog

Follow me
Mortgage and Lending - Guaranteed Rate, Marin County, CA - NMLS: 22343
Buy Before Selling?  Four Sure! Four Sure! In strong sellers' markets, like the San Fernando Valley, the San Francisco Bay Area and many other areas across the country, making a contingent offer is a virtual impossibility.  That is, when a buyer must sell his current home first in order to close ...
Lock Watch for the Week of 8/20/2018 Volatility-O-Meter:Kind of a quiet week ahead.  Who's up for heading to the beach one last time? Economicalendar (all times are Pacific):Mon, 8/20:       Quiet. Tues, 8/21:       Quiet.   Weds, 8/22:     Existing Home Sales (7am) and FOMC (11am).   Thurs, 8/23...
Poor Richard, the First Time Home Buyer  If I've learned anything in the current political environment it's that you can't make people see things they choose not to look for.  But what about the opposite?  What happens when the truth is hard to find?  Or, better still, what if the question at han...
Lock Watch for the Week of 8/13/2018 Volatility-O-Meter:More dog days but the situation in Turkey could get interesting and it's worth keeping an eye on.  If Friday's trend continues, stocks would suffer and the US bond market would benefit.  This assumes rationality. Economicalendar (all times a...
Mortgage 911:  A Financial First Responder Takes You on Call  It must have been around 6:30pm when the call crackled in.  By the tone of the voice on the other end of the line  I could tell "the crash" had happened some time prior, but now panic and shock had officially set in and the victim/borr...
Lock Watch for the Week of 8/6/2018 Volatility-O-Meter:Dog days of summer...aside from auctions mid-week and inflation readings at the end. Economicalendar (all times are Pacific):Mon, 8/6:       Quiet. Tues, 8/7:       JOLTS (7am) and 3-Yr Note Auction (10am).   Weds, 8/8:     10-Yr Note Auction...
Lock Watch for the Week of 7/30/2018 Volatility-O-Meter:Things could get interesting with the Fed meeting, though no rate hike is expected.  Chase that with the jobs numbers on Friday --- likely a very active week. Economicalendar (all times are Pacific):Mon, 7/30:       Pending Home Sales (7am)....
Three Ways to Get a Great Jumbo Loan for Under $20  I think I've made it clear before that I find no shame in talking about how hard we work for our clients.  My assistant, Debbie, and I see a good number of mortgage applications come across our desks every week and in 2018, 60% of them have been...
No Tax Returns, No Cry  While it never rivaled in popularity its sister reggae tune of genre-defining, historic significance, let's dust off this platter and give it a spin.  Because let's face it, in the fully-documented world of today's mortgage qualifications it would seem that if you're self-...
Lock Watch for the Week of 7/23/2018 Volatility-O-Meter:GDP at the end of the week and auctions in the middle, but let's not discount the significance of what happened with comments from the President regarding the Fed.  Bloomberg chimes in on it HERE.  Could this be our next real rate driver? Ec...


SVP of Mortgage Lending, Marin County
local_phone(415) 367-5959
smartphone(415) 367-5959
Contact The Author

REX Homebuyer Participating Lender

80-10-10 Loans

What Happens if My Appraisal Comes in Low?

Can I Get a Cosigner on a Mortgage?