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Mortgage and Lending - Guaranteed Rate NMLS#2611 - NMLS 150049 AZ BK 910890
RECENT BLOG POSTS
After several years of home equity lines not existing, FINALLY, we have found a compnay that will offer lines up to 90% loan to value again. Here are some basics about the program. This product will allow you to close more conforming first mortgages. Second lien holder not willing to subordinate...
08/03/2011
I work with many real estate professionals from across the country. They are often asked by potential clients questions regarding the affects of foreclosure and bankruptcy. Mainly people wonder how long these events will prevent them from receiving a new loan. Below is a great tool for both real ...
08/03/2011
Dear Jamie I spent some serious time studying the estimated value of your home.  I went in and figured out why your subdivision is doing so well compared to the immediate areas around the home.  They are beautifully built homes.  In looking deeper, I see that there was one nice sale in the last 6...
07/26/2011
1.       Define your purpose In any kind of investment, you should consider your reason. There are various ways to invest in a Real Estate. Making a decision on how you invest is easier when you know your goal in investing. Investing in a Real Estate can be a source of continuous income. It can ...
07/25/2011
Fannie Mae has rolled out new guidelines so that investors who’ve recently purchased a home for cash can now recoup a large portion of their investment immediately. Cash Out without continuity:  when the property is purchased for cash, the new loan is considered delayed financing, allowing the bo...
07/22/2011
Fannie Mae has rolled out new guidelines so that investors who’ve recently purchased a home for cash can now recoup a large portion of their investment immediately. Cash Out without continuity:  when the property is purchased for cash, the new loan is considered delayed financing, allowing the bo...
07/21/2011
Working on a challenging file today for a deadline of funding next Friday, I found myself to be quite stressed and challenged.  How as I going to make sure the underwriter was seeing all of the merits of the file instead of just looking at all of the questionable things?  Writing long, drawn out ...
07/21/2011
This morning I had the fortune of being invited to a coaching seminar from a competitor in the business. Lance Dickson with Nova home Loans from Tucson. Lance has been a consistant, top shelf producer for several years and he was making a presentation to many of the sales people within their orga...
07/20/2011
It's the borrower's Yield Spread Premium now! Show them how to use it!  With the mortgage broker law changes effective Jan 1, 2010, the yield spread premium that comes from the lender is now owned by the buyer to use in whatever manner they want.  On many transactions, that can be as much as 3% o...
04/06/2010
Once per year, you are allowed to access your credit information from each of the three credit repositories: Equifax, Transunion, and Experian. This report doesn't include your credit score, but it will show you your accounts and what standing they are in, giving you the ability to find suspiciou...
03/29/2010
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Rod Dennis

VP of Mortgage Lending
local_phone(480) 850-6501
smartphone(480) 695-0733
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