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Mortgage and Lending - CMG Home Loans - NMLS 248937
Mortgages are available in all shapes and sizes, no money and low down payment plans are still available, and dont forget to get qualified prior to shopping to be sure you are looking in the right price range.

ARCHIVED BLOG POSTS

2020 

 Have you ever heard the phrase: "If it sounds too good to be true it probably is."  Or: "There is no such thing as a free lunch" ?All the talk of Mortgage relief or 90 day mortgage forgiveness  today can be put under the above umbrella. It is not a handout.  It is not a freebie. It is not a gran...
03/31/2020
 The VA just issued appraisal guidelines in response to the Covid-19 Epidemic.For the most part the guidelines are similar to the changes we have seen on the conventional side. To the best of my knowledge, this is the first time the VA has allowed appraisals without an interior inspection.For Vac...
03/31/2020
 I don't know what your thoughts are but here are a few things I never want to hear again once this is all over:Social Distancing, PPE are at the top of the list, but there are so many others. Enough of that, lets move on to the focus of this post. Even with NJ being shut down for all but "essent...
03/30/2020
With all the talk of last weekend's Fed move- here is the history - you can see we spent close to 8 years at today's Fed's Funds level, so it isn't anything new. What we have today that did not exist in 2008 is a lack of an appetite in the markets for ANY investment. The only thing experiencing a...
03/20/2020
Looking to buy or refinance? It is time to hop on a mortgage!Unprecedented, that is the only word that sums up what we have been experiencing in the markets the past week or so.  Interest rates are in territory that we have NEVER experienced. For the first time EVER FNMA 2.0s traded last week. Ef...
03/10/2020
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Robert Rauf

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The mortgage market is ever changing, do not be afraid to ask what is new!