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Mortgage and Lending - Address Mortgage - 144871
RECENT BLOG POSTS
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I was just wondering if people are seeing less action real estate/mortgage wise since the cutoff of the IRS tax credit?  I am noticing in my area business seems to be as usual.  I am staying consistently busy and clients are still wanting to take advantage of the low interest rates and reasonably...
05/07/2010
 After a long winters slumber it appears that things are getting back to normal!  It seems that the purchase market is picking up once again, refinances have been pretty steady and outpaced purchase the last several months.  By far FHA has out numbered conventional loans by 5 to 1 margin the last...
04/15/2008
 As the mortgage industry continues to change and the demands by the mortgage purchasers on the secondary market continue to look for "quality loans", many of our business partners are demanding better loans.  Our strategic business partners, affiliated with Fannie Mae and Freddie Mac, are going ...
04/15/2008
2 Comments
 The Fast and Easy days of mortgages are gone- Thank GOD!  In many ways these "liar loans" have caused so many problems in the mortgage industry these days.  State Income & Stated Asset loans were never intended for people earning w-2 wages, these were for folks who were self employed but took bi...
04/15/2008
2 Comments
 (edit/delete) If I've heard "it's not my fault..." from an LO one time, I've heard it a thousand times. If you're in the mortgage origination business, you have to realize one thing, this is a people business.  People will NOT always do what you want them to.  BUT, the reality is you have to pre...
04/15/2008
Knowing what to do is the easy part. Knowing the "how to" is easy! The problem isnot with the strategies and techniques of how to do something; the problem is thatwe don't "do" what we know. We don't use the knowledge that we have. And even ifwe step out and use what we know, most people tend to ...
04/04/2008
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If I've heard "it's not my fault..." from an LO one time, I've heard it a thousand times. If you're in the mortgage origination business, you have to realize one thing, this is a people business.  People will NOT always do what you want them to.  BUT, the reality is you have to prepare yourself f...
03/31/2008
I have just signed up to Active Rain.  I see a lot of lovely professionals.  I look forward to getting to know all of you and hopefully learning from each other!
03/08/2008
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Ruby A. Stover

Certified Mortgage Planning Specialist
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