Rummy Dhanoa's (rummyyonkers) Blog

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When the demand is high, it is normal to expect that the supply will dwindle at some point in time. It is safe to say that this phenomenon will open opportunities for prices to be pushed up giving sellers an edge. On the other hand, an increase in supply does not necessarily equate to a dip in de...
Are you one of the millions of aspiring homeowners who are having second thoughts? Are you afraid that you will be required to shell out a huge chunk of the home's total price as down payment? Do you hesitate because of your credit score? If your answer is yes, then you might be amazed and surpri...
With drastic events in the real estate industry like the mortgage interest rate increase this year, it's not uncommon for one to wonder what the future has in store for us. Sources: Mortgage Bankers Association (MBA) - As the leading advocate for the real estate finance industry, the MBA enables ...
If you are thinking of selling your home to take advantage of home price rise due to limited supply in your area, keep in mind that you are not the first to come up with this great idea. Despite the limited competition, jumping the gun can prove to be a handful if you did not do your research. He...
Don't beat yourself up for having second thought about the mortgage process. Your fears are not unfounded, and as it turns out, you are not the only one. Fear comes from things we do not completely understand, and the Mortgage Process is a long and complicated process that does not come with walk...
It's not unlikely for someone to spend too much on rent without their knowledge. The truth is, most people are unaware that they are spending too much on rent or what's the threshold to consider to tell if they're coming close to it. According to new data released from, 49.5 mil...
With the rate that we're at, one can't help but wonder how much will home prices go up to by next year. There's no sure way to tell exactly as there are a lot of factor that come in to play when it comes to real estate. The best the we can do is rely on intelligent studies and researches to give ...
One of the common misconception about buying a new home has to fall under the myth of ever so scary down payment. It's not uncommon for people to say the 15%-20% is what the market demands to buy a home, which is true back then. The real estate market is an ever-changing environment, much of what...
A lot of news and articles talk about the issue of housing affordability in the whole of the United States. Let's take a closer look to find out if the same incline happens all across the board.According to NAR: "A value of 100 means that a family with the median income has exactly enough income ...
Nowadays, it is quite typical for the majority of the people suspect bigger forces are at work behind everything that is happening to our lives that we do not necessarily want. The government, the 1% or simply big companies conspiring to make our lives miserable beyond belief. Recently, there hav...

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