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Mortgage and Lending - Finance of America - MLS 6621
RECENT BLOG POSTS
Jumbo mortgage in Atlanta, GA A Jumbo mortgage in Atlanta, GA is considered to be any loan amount above conforming limits of $417,000.  The conforming loans are mortgages backed by Fannie Mae and Freddie Mac and most Jumbo mortgages in Atlanta, GA are privately held by the banks. Up until recentl...
05/20/2011
  The HomePath Mortgage in Atlanta, GA is a home loan that allows a borrower to purchase a Fannie Mae owned property with as little as 3% down and no monthly mortgage insurance. To make it even more interesting, the buyer does not need to pay several hundred dollars for an appraisal as the HomePa...
05/18/2011
How to get your blog in the first page of Google   Last week I sat in on Active Rain University with Steven Graham and the first day's lesson was how to properly write your blog for proper SEO positioning with Google. Going against conventional wisdom, he suggested things that I did not believe w...
05/16/2011
 No closing cost mortgage in Atlanta, GA What is a No closing cost mortgage in Atlanta, GA? It is exactly that, a mortgage where the lender pays the closing costs on your behalf. The loan amount is not increased in order to accommodate the closing cost. I bet you are wondering how any lender can ...
05/15/2011
 Zero Down Home Loans in Atlanta, GA If you thought they are gone...they are not.  There was a problem with USDA (United States Department of Agriculture) Zero Down Home Loans in Atlanta, GA last year when the program ran out of funds and every lender was scrambling to get the loans in their pipe...
05/14/2011
What is the difference between a preapproval and a pre-qualification?   It really depends on who you speak with, but my definitions are simply that a pre-qualification (also known as a prequal) is providing the loan officer with basic income and asset information. The loan officer may or may not ...
05/13/2011
Some personal safety tips   I was reading Debbie Sagorin's He didn't look like an agent so I called the police! blog yesterday and it really put to the forefront just how vulnerable Realtors are in their daily activities. While it's a terrible and scary thing to have happened, the best part is th...
05/11/2011
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Taste of Alpharetta   One of the reasons I love living in this town is the annual Taste of Alpharetta where 65 local restaurants are expected to sign up this year. This will make the 21st annual Taste of Alpharetta event where local chefs will be creating all sorts of mouth watering samples from ...
05/10/2011
I am not your enemy...   My job as a Loan Officer, Community Banker, Mortgage Manager or whatever title I use boils down to one thing and one thing only and that is to help you secure a mortgage at the best terms possible. My pay is not based on the interest rate you get; my pay is based on the l...
05/09/2011
 Why do I need a pre-approval letter????   There are several reasons you need a pre-approval letter not which of least is no Realtor worth their salt will take time out of their busy schedules traipse you all over town to show you several houses and disturb the listing agents and sellers without ...
05/08/2011
Rainer
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RayWaisler

NMLS #6621 - Specializing in Jumbo FHA & VA
local_phone(678) 266-3301
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