Linda's Guide to Real Estate
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ARCHIVED BLOG POSTS
2013
2
Comments
Save Your Money Loans from the Veterans Administration and USDA have no down payment requirements. FHA, on the other hand, requires 3.5 percent of the purchase price as a down payment, unless your credit score is between 500 and 579, in which case expect to put 10 percent down. For a conventional...
07/24/2013
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Pay Your Bills Lenders determine how much they will loan by using what is known as a debt-to-income ratio (DTI). To determine where you are right now, add up all your monthly payments, including auto loans, credit card payments and any other debt. Don't forget to add in your current mortgage or r...
07/24/2013
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Let's take a look at a few ways to get prepared to purchase a house. Check Your Credit The highest credit scores garner the lowest down payment requirements and lower house payments. Homebuyers with scores under 620 will find it a challenge to obtain financing and, if they do, they'll pay a highe...
07/24/2013
I truly believe the follow quote by the author: "Daily Marketing Is The Key." I know that every day I need to market myself and when I do there are results to my web site. If I go for a few days and don't market then the leads slow down. I like to log into Activerain every day to see what the...
07/15/2013
Confidentiality--the meaning is clear, but do we always follow the rules. When you get home from a long day of showing homes, the clients are not focused on what they want, and a deal is about to fall through. Do we sometimes break our confidentiality? The answer is possibly yes! I always ca...
07/14/2013
1
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"My precept to all who build is, that the owner should be an ornament to the house, and not the house to the owner." Cicero This is a quote that I found in Treasury of Familiar Quotations. What do you think of this quote?
07/13/2013
We all have been on listing where the homeowner proudly presents their kitchen with decals all over the refrigerator, cute little nick knacks all around, dishes in the sink, the stove not cleaned recently, and you can add the rest. This is an excellent article to show your listing sellers what a ...
07/07/2013
1
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Truly the question of every homeowner who is not sure of where they are going to move to. My advice is: SELL FIRST! Why? The best reason is so that you don't have two payments if your 1st home does not sell. If you are in a slow market that is even more reason to sell your home first.SHOULD I...
07/07/2013
Homeowners - Basic Policy This type of policy insures your home and contents against items that you have listed.Homeowners - Broad Form Policy, This type of policy insures your home and contents against the same items in the Basic Policy. In addition, there are other types of damage you may h...
07/07/2013
Although the market in the Toledo, Ohio area is not the same in California, the author is accurate when he says: "you're more likely to sell 10 homes at $300,000 than you are to sell 1 home at $3,000,000. You've know got 10 happy clients instead of one."The secret to success in real estate is t...
07/07/2013
Rainmaker
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221,122
LINDA SABO
Use my years of EXPERIENCE & KNOWLEDGE