Merlin Pearson's (saluki7099) Blog

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Mortgage and Lending - Brand Mortgage Group
RECENT BLOG POSTS
I had this dream last night.  It was Halloween and a Trick or Treator came up and rang my doorbell.  I opened the door and a 10 year old boy was standing there dressed in a suit and tie and said "I'm from the Federal Government and I'm here to help".  I slam the door shut and go screaming for cov...
10/29/2008
A woman walked into the kitchen to find her husband stalking around with a fly swatter. "What are you doing?"      "Hunting flies," he responded.     "Oh.  Killed any?" she asked. "Yep.  3 males and 2 females," he replied.    Intrigued, she asked, "How can you tell them apart?" He responded, "3 w...
10/13/2008
Unfortunately the media is far more an influence in what goes on in this country than they should be.  I am pretty sure that many people throughout the country are under the impression that there is very little mortgage money to lend and probably little or no down payment assistance.  I think pre...
09/29/2008
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  I had a nightmare last night.  It went like this... Ring, ring....   "Hello"    "Is this Joe Citizen?"  "Yes, who is this?"    "This is Mort Gauge from the Government Home Buying Services...most people know us as Government Home BS.  I am calling to inform you that the application that you and ...
09/25/2008
I have been asking people over the past several days how it feels to be part of an investment group?  I get some pretty funny looks but when I ask them if they pay taxes they begin to see the point.  If you pay taxes, and let's face it all of us here who are just trying to make a living do, then ...
09/23/2008
Where are we at?  I have been in the mortgage industry for nearly 30 years and it has always been a very intersting business.  One of the reasons for that is that it always seems to be changing.  House styles change, loan programs change, rates go up and down, slow markets become hot, hot markets...
09/10/2008
What an interesting industry we are in!  Housing Bills, foreclosures, REO, short sales, so much new terminology to weave into our language on a daily basis.  Tax incentives (which we all as taxpayers pay for....gee do you think we can figure out a way to make our portion of this contribution tax ...
08/15/2008
If you are in any way confused about the H.R. 3221 Bill that was passed and signed then you are certainly not alone.  But then I would challenge anyone, including (or maybe especially) the people who vote on and pass our legislation to completely understand ANY bill that is passed.  This particul...
08/06/2008
Well, the housing bill has been signed.  Don't we all feel better now?  Here is a link to a story about it; http://money.cnn.com/2008/07/30/news/economy/housing_bill_Bush/index.htm I wish I could really find something in this that I really and truly feel will turn the current market around.  Unfo...
07/30/2008
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Recently there have been a number of blogs that want to place blame or reponsibility for the situations we find ourselves in on realtors, banks, builders, George Bush (after all he is to blame for everything negative isn't he?) etc.  Personally I think this is somewhat in bad taste and feel that ...
07/21/2008
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