Sandra Thomas's (sandrathomassells) Blog

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Real Estate Agent - Re/Max Achievers
RECENT BLOG POSTS
Four Tips for Saving on Child Care Costs According to the National Association of Child Care Resource and Referral Agencies, full–time child care can reach up to $14,000 a year for a single infant. And while child care is the last thing you want to be cheap about, there are a few proven and prac...
01/22/2009
What an Obama Administration Means to Your Mortgage The debates are done, the election is over, and on January 20, 2009, Barack Obama will be inaugurated as President of the United States . No matter where you fall in the political spectrum, no one knows for sure exactly what this will mean to th...
01/22/2009
What is the difference between "http" and "https"? It's all about keeping you secure. HTTP stands for Hyper Text Transport Protocol, which is just a fancy way of saying it's a protocol (a language, in a manner of speaking) for information to be passed back and forth between web servers and clien...
01/22/2009
  Details: Address:  338 Thomas Lane Type:  Residential Style:  Single Story Bedrooms:  4 Large Bathrooms:  2 1/2 Garage:  Double Basement:  Yes, Full Poured   Size:  2,239 sq. ft. Open Floor Plan Lot Type:  Rectangular Lot Size:  75' x 135' Open Field Behind Home Year Built:  2005 "Like New" Ta...
12/28/2008
  This happened to one of my clients and the insurance didn't cover it. Most homes are okay in the winter as long as they are occupied, but if you are going away from home during winter such as during the Christmas Holidays, you might want to take precautions to prevent your plumbing system from ...
12/16/2008
Comparison of Conventional & FHA Derogatory Credit Requirements COLDWELL BANKER HOME LOANS Borrower may apply for Conventional loan: Chapter 13:   2 years from discharge date or 4 years from dismissal date Chapter 7 & 11:  4 years from either the discharge or dismissal date Foreclosure:  5 years...
11/27/2008
Did you know that the FHA down payment is changing in January 2009? Currently borrowers are required to have 3% into the purchase of a home. If borrower is paying their own closing costs, then the down payment is 2.25%, as they would have contributed 3% through the 2.25% down payment plus their ...
11/11/2008
Questions to ask your builder: So, Mr. "Green Builder", do you: 1.   Specify CFL bulbs wherever possible? 2.   Do you have a programmable whole home fresh air ventilation system? 3.   Do you have a dehumidifer in the basement? 4.   Do you have a garage ventilation system? 5.   What are you doing...
11/09/2008
Little changes add up to big improvements over time. The following are some tips on adopting a better eating style for life:* Plan ahead. Prepare or plan your meals at least a day ahead. Avoid eating on the run - impulsive food choices are more likely to be poor ones.* Shop wisely. Don't shop for...
10/26/2008
During your lifetime, you'll eat about 60,000 pounds of food, that's the weight of about 6 elephants.   Some ribbon worms will eat themselves if they can't find any food.   Dolphins sleep with one eye open.   The world's oldest piece of chewing gum is over 9000 years old.   About 3000 years ago,...
10/26/2008
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