If you are in default on your mortgage or at risk of going into default, the sooner you reach out for assistance the better. Many home owners just simply wait until it is too late to ask for help many times because they don't know they have options to short sale and at that point it is near impos
...
04/12/2014
We get this question all of the time and one of our clients was told by an attorney that they are the same. Actually they are not. With a foreclosure, you do not get the opportunity to work toward a deficiency free settlement and your short fall will almost always be larger. Why, the lender ha
...
04/03/2014
A loan modification is where your lender will modify the terms of your loan so that the payments are more affordable. Modifications are for home owners who have experienced a temporary job loss, have had a reduction in pay or who have an adjustable rate mortgage that is making the payments unaffo
...
03/31/2014
