Scott Hickinbotham's (scotthickinbotham) Blog

So you've decided to buy a St. Clair house! How exciting. Just one thing--you don't really have a lot of money saved up for your down payment. Nowadays, most lenders are asking for at least 20 percent down. And don't forget, the more you put down, the less you have to borrow and pay back, so in t...

It's true; the real estate market isn't at its peak right now. But you may still be asking yourself, should we sell our St. Clair house? I've put together a few ideas that may give you a better idea of the answer to that age-old question.1. Call your local agent. We have all the statistics for yo...

Yes, it's true. The Scott Hickinbotham Team is moving into the high-tech age by adding QR Codes to our real estate lawn signs. You should begin to see them in the St. Clair area around February 24th. But how do they work and what can they do for you? A QR code (QR stands for Quick Response) is a ...

Getting ready to move into your new St. Clair home? You'll want to do everything you can to make the move easier, so here are ten tips for a smooth move to St. Clair.1. Before you pack your lamps, remove the bulbs. 2. So you don't have to spend your first night in your new home in the dark, arran...

An escrow account is a pre-funded account to pay off bills on your St. Clair home, such as homeowners insurance and property taxes, that will come due later in the life of your mortgage. When you obtain a mortgage to buy your new home, you will probably be required by your lender to open an escro...