Selvin Herrera's (selvinherrera) Blog

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Mortgage and Lending - BOSS Residential Mortgage Lending - NMLO# 329041
RECENT BLOG POSTS
 Extremely low mortgage rates and rising apartment rents in many cities have led some people to dive into homeownership more quickly than they’d originally planned. However, others are choosing to wait until the housing market recovers, in spite of the incentives to buy. The truth is, there’s no ...
02/18/2016
02/10/2016
Refinance your mortgage when doing so will save money or give you financial flexibility. Here's how to determine whether you will benefit by refinancing your mortgage2 major types of refinances are: Rate-and-term refinancing to save money. Typically, you refinance your remaining balance for a low...
02/04/2016
The end of the year can be a very joyous time for many of us. It is a time when we can spend some quality time with our families, experience the joy of giving to others, and reflect on how thankful we are. The end of the year also allows us to reflect on our previous year and come up with next ye...
01/28/2016
Don't have tens of thousands of dollars in savings? That doesn't mean there's no hope of becoming a homeowner.Home prices are on the rise, making it harder for buyers to cobble together a 20% down payment. With the national average listing price for a four-bedroom, two-bathroom home at $302,632, ...
01/21/2016
You found what you think is the right house. The bank approved you. The lender secured your loan with just five percent down. You've got your closing costs together and you've lined up your movers. But are you really making the right move?Turns out, a simple personality test might help you figure...
01/13/2016
If you've been on the fence about buying a home, 2016 is the year to take the plunge.Mortgage rates have been bouncing around record lows for a while now. But even though they're likely to start going up, you haven't missed your chance to get a deal on a house. A number of factors are coming toge...
12/15/2015
  Pending sales, which had declined in both September and October did indeed prove to be a leading indicator for existing home sales in October.  The National Association of Realtors® said on Monday that, while October sales were at a healthy pace, they did decline by 3.4 percent from sales in Se...
11/24/2015
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