Shaun Hamman's (shamman) Blog

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Mortgage and Lending - American Financial Resources
RECENT BLOG POSTS
Third quarter findings show that although the median home price ticked up to $221,000 from 2014's second quarter price of $214,000, buying a home is still an attainable prospect for over 61 percent of Americans. In early November, the National Association of Home Builders Chairman, David Kelly ob...
12/07/2014
As the demand for housing in the U.S. continues to rise, home prices have risen with it. According to a recent report from Standard and Poor's/Case-Shiller, the end of February marked a significant increase in home prices across the nation. The statistics showed a 9.3 increase in the index's year...
07/08/2013
Things in the real estate world are moving up, up, up! Not only have home values continued to increase across the nation, but buyer confidence and housing demand has also gotten a boost in recent months. Not surprisingly, the lack of available real estate inventory has pushed home prices (and ren...
06/09/2013
California and Texas Noted for Economic Improvements; More Buyers Willing to Enter Market NationwideAs most Americans are aware, the U.S. economy is experiencing significant recovery, with improvements in real estate pulling us out of the Great Recession and into an exciting new economic landscap...
05/13/2013
Considering the current record low interest rates and high affordability of real estate due to lower home values, the housing market should be booming. Instead, NAR recently reported that the inventory of for sale homes is down 24% from July 2011. Many real estate pros feel that this drop is due ...
09/24/2012
There is some good news from the folks at CoreLogic in regard to home prices. Figures from July revealed that national home prices increased 3.8 percent compared to July 2011. This is significant because it is the largest annual price gain since August 2006. This was especially good news for thes...
09/21/2012
Perhaps you've heard the recent good news that the real estate slump is finally on the mend? A number of leading sources, such as The Wall Street Journal, Time Magazine, the NAR, Zillow, and more, have all recently reported that across much of the country, sales and appreciation rates are up. The...
09/06/2012
To buy or not to buy? That is the question. At least, that's the question for many Americans considering home ownership.According to a recent evaluation by Zillow.com, buying a home is a better deal in almost every major U.S. housing market. In more than 75 percent of the 200 metros surveyed, hom...
08/31/2012
According to a recent article published by HousingWireDot.com, more homeowners may be eligible for the Home Affordable Refinance Program (HARP) under Freddie Mac's new loan-to-value ratio requirements. Freddie Mac plans to adjust the HARP guidelines so that borrowers with LTV ratios of 80% or und...
08/23/2012
Slight increases in mortgage rates in recent weeks have led to a drop in refinancing activity. The Mortgage Bankers Association reported in its weekly survey that for the week ending August 17th, 2012 mortgage applications were down 7.4 percent when compared to the previous week. The decrease is ...
08/22/2012
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Shaun Hamman

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