Sharlene Hensrud's (shensrud) Blog

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ARCHIVED BLOG POSTS

2017 

No, you down need a 20% down payment to buy a home… or a credit score of 780!Did you know that… 40% of millennials who purchased homes this year have put down less than 10% 76.4% of loan applications were approved last month The average credit score of approved loans was 724 in September 81.1% of...
10/31/2017
Last week we celebrated our grandson’s 12th birthday… hard to believe how quickly they grow up, almost a teenager!RECIPE OF THE WEEKI have had this recipe for lemon blueberry bread from Taste of Home tucked away for months. This was finally the week to try it. I left out the nuts because I am abo...
10/27/2017
As more family homes that haven’t been sold for 40-50 years are hitting the market we are seeing more homes with basement ‘bedrooms’ from years past without egress windows. That has prompted buyers to ask when they started requiring an egress window for a basement bedroom to be legal.I didn’t kno...
10/23/2017
I met with a buyer yesterday to take some measurements in what is soon to be his new home. This was our second measuring visit… this time he also wanted to check to make sure the blinds he had already ordered and received were the correct size… they were!He had already purchased some appliances a...
10/20/2017
Twin Cities median home sale prices have been steadily climbing since 2011, with the average year-over-year growth for the last 12 months at 5.9% for September 2017.Percent of list price received is still high, at 98.1%, which continues to bolster prices. Median sales price for September 2017 was...
10/20/2017
 We spent last week riding the rails to Pittsburgh, then spending several days in a historic inn dating back to 1822… and visiting three Frank Lloyd Wright houses. Falling Water has long been on my bucket list, and it did not disappoint!RECIPE OF THE WEEKCrisp fall days made me crave this hearty ...
10/18/2017
There are many reasons you may not qualify for a mortgage on your own, but a common one is insufficient income. Student loans can tip you over the debt load limit. It could also be that you haven't found the right long-term job yet but have a couple jobs that mean you can afford the payments, but...
10/16/2017
Both condos and co-ops are required to provide legal and financial information to prospective buyers. The big difference is that when you buy a co-op, not only does the buyer have to approve of the association… the co-op must also approve the buyer.Condos and co-ops may look the same, but there i...
10/13/2017
A client recently asked me where all the foreclosure listings have gone. If you look at the chart below, you can see that in 2009 and 2011 there were months when there more foreclosure sales than traditional sales. That time is gone. In August only 2.1% of sales were foreclosures. But regardless ...
10/11/2017
Angela and I made our annual outing yesterday to visit the homes in Tour Day 2017 of Docomomo (the International Committee for the DOcumentation and COnservation of buildings, sites, and neighborhoods of the MOdern MOvement). There were seven homes in this year’s tour, all fascinating as usual an...
10/09/2017
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Sharlene Hensrud

Realtor. Listener. Knowledgable. Patient.
local_phone(763) 541-6066
smartphone(612) 419-0560
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