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Real Estate Agent - Keller Williams Realty - Atlantic Shore
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RECENT BLOG POSTS

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Mortgage insurer PMI Group predicts that home prices will fall through the first quarter of 2011 in about 30 of the country's 50 largest metropolitan areas."The housing market has been hit by a demand shock of high unemployment and a supply shock of distressed foreclosure sales," LaVaughn Henry, ...
07/08/2009

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The Obama administration's $75 billion foreclosure prevention effort is unlikely to succeed because mortgage lenders cannot turn a profit on modified loans, concludes a new report by the Federal Reserve Bank of Boston. Analyzing 665,410 loans originated between 2005 and 2007 that subsequently bec...
07/08/2009

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  Some housing experts say the next logical step for helping home owners with negative equity is loan forgiveness.Home owners with no equity stake and no likelihood of having one anytime soon are increasingly likely to walk away. Some theorize that curbing that trend is the only thing that will s...
07/08/2009

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HUD TO OFFER HOUSING ASSISTANCE TO 4,000 AMERICANS WITH DISABILITIESAgency seeking comment on how to allocate vouchers to support independent living WASHINGTON - The U.S. Department of Housing and Urban Development today joined President Obama's commemoration of the tenth anniversary of the Supre...
06/26/2009

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Guidance on How to Use the Tax Credit with FHA Loans On May 29, 2009, US Department of Housing and Urban Development (HUD) announced a program that allows borrowers to use the first-time homebuyer tax credit for a down payment or closing costs on a FHA-insured mortgage. Since the announcement NAR...
06/24/2009

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Take the Stress Out of Homebuying Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible.1. Find a real estate agent who you connect with. Home buying is not only a big financial commitment, but also an e...
06/18/2009

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  1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-...
06/18/2009

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10 Ways to Prepare for Homeownership   1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.2. Develop your home wish list. Then, prioritize the features on your list.3. Select where you want to live. Compile a list of thr...
06/18/2009

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How to Respond to Appraisals That Miss the Mark What can be done if a home appraisal comes in dramatically lower than the agreed-upon sale price?Lenders will consider an appeal, but sellers must provide them with evidence.Start by examining the appraisal carefully for errors. If the appraiser mis...
06/18/2009

4 Comments
By RUTH SIMON The Obama administration on Thursday laid out additions to its housing-rescue plan that are designed in part to make it easier for financially troubled homeowners to sell houses that are worth less than their mortgages. The newest initiative creates a standardized process and adds i...
06/04/2009
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Housing & Information on Real Estate Atlantic & Cape May County Southern New Jersey Shore Area.