RECENT BLOG POSTS
I always advise my clients to lock in their interest rate at the earliest opportunity. Gambling with a client's interest rate is never advisable. In my business, I have a standardized system in place that we adhere to for all of our clientele.A mortgage loan cannot be closed without locking in a ...
01/14/2008
I always advise my clients to lock in their interest rate at the earliest opportunity. Gambling with a client's interest rate is never advisable. In my business, I have a standardized system in place that we adhere to for all of our clientele.A mortgage loan cannot be closed without locking in a ...
01/14/2008
Selling your home on your own is a commendable achievement - if you can actually pull it off. But did you know that nearly 70% of For Sale By Owners end up enlisting the help of a professional? Of course, a few years ago, the real estate market was booming and obtaining a quick sale at the desire...
06/11/2007
Selling your home on your own is a commendable achievement - if you can actually pull it off. But did you know that nearly 70% of For Sale By Owners end up enlisting the help of a professional? Of course, a few years ago, the real estate market was booming and obtaining a quick sale at the desire...
06/11/2007
There is a great debate within the inner-mortgage circles these days. Should we, as loan professionals, encourage clients to borrow as much money as possible? Or would consumers benefit more if we helped them to understand the advantages of 15-year amortization schedules and pre-paying principal?...
06/08/2007
There is a great debate within the inner-mortgage circles these days. Should we, as loan professionals, encourage clients to borrow as much money as possible? Or would consumers benefit more if we helped them to understand the advantages of 15-year amortization schedules and pre-paying principal?...
06/08/2007
Points are up-front fees paid to obtain a better interest rate on a loan. One point equals one percent of the loan amount. A lower interest rate may result in a lower monthly payment, but it is important to consider how long you intend to be in the loan, and to compare current rates to historical...
06/06/2007
While the stock market can be quite volatile, real estate has proven to be a stable investment over the years. According to the US Department of Housing and Urban Development, real estate prices had an average increase of 56% over a five-year period. Forbes reported an increase of 247% over the l...
05/29/2007
While the stock market can be quite volatile, real estate has proven to be a stable investment over the years. According to the US Department of Housing and Urban Development, real estate prices had an average increase of 56% over a five-year period. Forbes reported an increase of 247% over the l...
05/29/2007
If you or someone you know has a subprime loan, especially an ARM or a hybrid ARM about to reset to a higher rate, you need to speak with a mortgage professional right away.With loan guidelines and credit requirements tightening so heavily, and property values still declining in many neighborhood...
05/22/2007
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ChrisSteigerwald

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