Christine's Loan & Loan Modification Blog

Mortgage and Lending - American Capital Corporation
This blog is for informational purposes regarding California, Orange County, Los Angeles, San Diego, Riverside, San Bernardino Home Loans. It also includes information about loan modifications. None of the information on this site is provided as legal advice, and all loan modifications including California loan modifications are referred out to Attorneys. This site is a site of opinion only.
Fannie and Freddie are government backed entities that keep mortgages moving, allowing homeowners to purchase homes.  The plans are to delist their shares from the New York Stock Exchange. The companies' regulator, the Federal Housing Finance Agency, said Wednesday that it expects Fannie Mae and ...
Upcoming Laguna Beach Events and News! Simplifying Fate by Christopher Mathie   The Marion Meyer Contemporary Art Gallery is hosting a new exhibit titled "Ascension". The exhibit hosts artists Candice Eisenfeld, Christopher Mathie, Lisa Lala and Sylvia Torres and will be at the gallery until July...
This week the Laguna Beach City Council has voted in favor of using $93,000 on promoting new business and providing services and information for existing businesses in hopes of drawing new shops and restaurants to the city. So far, sales tax revenue for the city has been dow 25% from last year, ...
Laguna Beach's famous Sawdust Festival will team up with Honda and radio station MYFM this summer to promote the art fair via a raffle for a 2011 Honda TRZ. The Sawdust Festival is known for its iconic art stands where local vendors display their wares, the well known live glass blowing display a...
Good news for homeowners that have been hit hard by declining home prices! In a report by Clear Capital, a real estate data research firm, housing prices have increased 5.8% in May 2010 from last year, which is the biggest gain in housing prices since 2006. According to the report by Capital, las...
Here's some more exciting news and events for Laguna Beach, CA for the first couple of weeks in June! See Rita Rudner at the Laguna Beach Playhouse! Rita Rudner will be performing at the Laguna Beach Playhouse this weekend May 29th and 30th! If you are looking for lots of laughs while spending th...
As we all know from living in Laguna Beach, regular checkpoints are advertised in our papers.  So, here is the latest in our papers for this weekend!  The Laguna Beach Police Dept will conduct a DUI/Drivers License checkpoint on Saturday from 9 p.m. to 3 a.m. It'll be the second of four planned c...
In Morgan Stanley's new finance report, Housing Market Insights, the investment bank estimates that at the rate of current home sales, it would take 47 months for us to clear the "shadow inventory" of houses. What exactly is the shadow inventory? Morgan Stanley's method of calculating the shadow ...
In what appears to be some good news for those who were against the Troubled Asset Relief Program (TARP) bailout, the Federal Treasury has released figures indicating that the projected cost of the TARP bailout has been lowered to $105.4 bn, down from the previous $11.4bn from the previous estima...
  Here are a few exciting events for Laguna Beach, CA!   Artist Eye Gallery Hosts "The Art Lover's Cookbook" From 4-7pm May 21st, Artist Eye Gallery will host two of its artists featured in "The Art Lover's Cookbook", a collection of recipies and art from Orange County artists. Take this opportu...

Christine Hynes

Orange County Senior Loan Consultant
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