Santa Rosa CA Mortgage and Home Loans Ascent Home Loans

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Everyday one can't pass a TV or newspaper stand without seeing a story on the spiraling economy, home prices, employees losing their jobs. You here it on the radio, standing in line for a coffee and even in restaurants.  The latter is what provoked this blog being written. As I sat enjoying my lu...
11/13/2008
Over the past year, there have been numerous failures in the banking and lending industries. Even the government tried with it's own feeble attempts to help borrowers with several failed programs such as Hope Now, FHASelect and the up and coming Recovery Act of 2008,  But who would have thought t...
09/11/2008
It's just been over a year since the real estate market has crumbled. Even though there was a little pickup in business in the middle of summer, that small jolt seems to be waning. So once again, here you sit thinking about all the renovations you've done to your home. The painting, updated the k...
08/15/2008
There has been much hoopla about the changes that have been made for the past year in regards to Fannie Mae, Freddie Mac and FHA. Freddie and Fannie have created Agency Jumbos along with FHA creating it's own FHA Jumbo loan program. Loan limits have been raised to help struggling borrowers refina...
08/04/2008
Over the past year since the mortgage and housing implosion has started, we have only heard about Fannie Mae this, and Freddie Mac that. Mortgage companies have come and gone, some deservedly.  Fannie, Freddie and FHA maximum loan limits have been adjusted upwards, thanks to the stimulus package ...
07/29/2008
Do you like vintage, classic custom cars and trucks? Do you miss the old days of the Do Wop bands? Then you need to plan for the the Peggy Sue's All American Cruise on June 14th and 15th at A Place to Play Park 2375 3rd Street Santa Rosa CA. There will be music from Do Wop bands, along with some ...
06/02/2008
Over the past few months I have had both current clients and potential clients calling and asking why haven't the interest rates dropped more. "The Fed Funds Rate is really low." "How long will it take for mortgage rates to go down also?" "I'm going to wait a little longer, I know they will drop ...
06/02/2008
As we go through life, there are a number of firsts for all of us. The first time we take a step. Our first word. First time we drive a car. But one of the scariest firsts is the first time we purchase a home.All the processes and steps we have to learn and remember. Finding a real estate agent a...
05/27/2008
Over the past 10 years that I have been in the mortgage industry, it never ceases to amaze me the number of loan officers that refuse to work with potential first time homebuyers. What do I mean by potential? It means those first time homebuyers that have problems with their credit reports. What ...
04/20/2008
Never before have things changed so quickly in the mortgage industry. Interest rates increase and decrease depending on the markets, on an hourly basis. Loan programs are being changed sometimes on a daily basis, others are being discontinued all together. With this in mind, first time homebuyers...
04/07/2008
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ScottDovala

Santa Rosa Mortgage and Home Loans
local_phone(707) 494-8532
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