Sam Marji's (southpeelhomes) Blog

The most perfect scenario would be to sell your current property at exactly the same time as buying your next one. Unfortunately, this rarely happens. There are people out there who could afford to pay two mortgages. However, the majority of us would be a little worried about having to do so. The...

A mortgage is one of the largest expenses a consumer will ever take on in their lives. That monthly payment eats a very large part of most people’s monthly budget. Imagine the options that would open up to you if that payment disappeared. You can use strategies to accelerate your mortgage payment...

The matrimonial home is a family law concept. The term and laws governing matrimonial homes vary from province to province. The matrimonial home is deemed as part of the assets that make up “matrimonial property,” or “family assets.” My article is intended to enlighten Canadian couples and famili...

Have you ever wondered why you need title insurance? Your home may be new to you, but every property has a history. A thorough title search can help uncover any title defects tied to your property. And, subject to the terms of the policy, your title insurance provides protection for you from titl...

Here is an interesting article that was written by Susan Smith of the National Post. It outlines the pitfalls when it comes to mortgage financing for cottages. A very interesting read for those interested in the acquisition of cottage properties. No furnace? No foundation? When it comes to buying...

Many people want to move these days, but aren’t sure if it’s the right time to sell a Mississauga home. Is it the right time for you and your family? There are definitely a few factors that determine when it is the right time to sell your home. First, it’s important to understand that it can be a...

Compromise is key to a successful relationship. But that doesn’t mean it’s easy, especially when it comes to buying a home with your spouse or partner. How do you strike a balance between each person’s needs and wants? To begin with, start with a plan. Have an honest conversation about what each ...

Home ownership and estate planning – the two go together. For most people their home is their largest asset. But many homeowners have not adequately protected this asset by taking the time to prepare a will. Preparing a will is one of those things they will “get to” sometime. The only problem is ...

You found the investment opportunity you have been looking for. Your offer has now been accepted and you are eager to waive the financing condition. You have submitted a financing application through your lending advisor or directly to the lender and are anxiously waiting to hear back. Declined! ...

It’s tough being a buyer in today’s real estate market. There are few houses for sale and to make matters worse, assuming the property is well priced, you may have multiple offers and bully offers to contend with. Every day buyers and their agents have to be on alert and ready to act or someone e...