VITEK Mortgage Group, CalPERS Direct Lender

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Mortgage and Lending
RECENT BLOG POSTS
Role of the CalPERS Loan Officer Any person that works as a CalPERS loan officer has completed in-depth training so members are provided the best service, greatest loan options, and lowest interest rates possible.  Therefore, anyone originating a CalPERS loan has undergone basic and advanced trai...
08/15/2009
What are the FHA Loan Limits?   Over the years, FHA loan limits have changed.  FHA loans allow a homeowner to borrow up to 96.5% of the home's value and the most recent FHA loan limits allow homebuyers more flexibility and options in the types of homes they can purchase.   The most recent change ...
07/21/2009
  The Process of Completing an FHA Application   Many people wanting to buy a home believe that the FHA application process is long, tedious, and complicated but in reality, with a good lender and a bit of research ahead of time, the process is quick and easy.  The best thing a buyer can do is le...
07/18/2009
  Facts about an FHA Home Loan Refinance   Just as a regular FHA loan is easy to get, an FHA home loan refinance is also an easy process. For homeowners that have an existing FHA loan, the option to refinance is available. The truth is that refinancing an FHA loan offers the homeowner with many g...
07/17/2009
  Facts about an FHA Home Loan Refinance   Just as a regular FHA loan is easy to get, an FHA home loan refinance is also an easy process. For homeowners that have an existing FHA loan, the option to refinance is available. The truth is that refinancing an FHA loan offers the homeowner with many g...
07/17/2009
Basics of the CalPERS Refinance Loan   In addition to offering CalPERS refinance loans, members of this program can also take advantage of other loan types to include a conventional loan, FHA loan, jumbo loan, and even a 100% CalPERS loan.  With the current state of the economy, the number of peo...
07/08/2009
Getting the Best CalPERS Mortgage RateOne of the focuses of a loan under this special program is to get homebuyers great loans but at the lowest CalPERS mortgage rate available.  With so many different loan options, buyers can get terms that would one, make it possible to purchase a home, two, ge...
06/30/2009
Well you may be asking your self what is going on with CalPERS Loans these days? I seem to be asking myself this same question almost daily.... Rates are up, rates are down. CalPERS rates are better than anyone, CalPERS rates are way off.     Although rates may change daily, the fact is that CalP...
04/15/2009
Need a Mortgage? Get pre-approved. Probably the best advantage you can give yourself as a buyer. Learn the benefits of pre-approval before you make an offer. We have a comprehensive selection. We have the right loan for every situation. Our professionals will help you understand all the options f...
02/26/2009
 Ask about an FHA loan!  Fully backed by the federal government, FHA loans generally have lower associated costs than other loans. Qualifying for an FHA loan is also easier!Plus, changes in the past year have streamlined the FHA appraisal process, which helps get your loan closed faster! Great fo...
05/10/2007
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Sean Safholm

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Providing CalPERS members with answers to all financing questions.