RECENT BLOG POSTS
FHA Extends availability of the Temporary Waiver thru Dec. 2012 In an effort to continue stabilizing home values and improve conditions in communities experiencing high foreclosure activity, Acting Federal Housing Administration Commissioner Carol J. Galante extended a temporary waiver of FHA’s P...
01/02/2012
01/02/2012
A Financial Resolution for 2012  Millions of homeowners in this country are unable to afford the payments on a home that's worth less than the amount they owe on their mortgage. These are people who have played by the rules, made good decisions, and had every reason to believe that the American D...
01/02/2012
Resolve to Face the Facts! Since 2007, 8.9 million homes have been lost to foreclosure and millions more are headed in that direction. As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to ensure that you or anyone you care abou...
01/01/2012
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HAPPY NEW YEAR 2012 May your world Be filled with Warmth Joy and Good Cheer Wishing you a wonderful Happy New Year! GARY & SHELDA HODGES
12/31/2011
Mortgage Principal Write-Downs? Yah or Nah Principal reduction and/or Principal write-downs is a trending topic. lawmakers in the House of Representatives  are asking that  Fannie Mae and Freddie Mac  reduce the mortgage principal of borrowers who owe more on their home than it is currently worth...
12/31/2011
So Which Option is the Right One?   Contrary to what you may have heard, lenders actually want to avoid a foreclosure wherever possible. That’s why they’re accepting more short sale and deed-in-lieu transactions everyday in an effort to eliminate unnecessary foreclosures. So Which Option is the R...
12/30/2011
Short Sale & Deed-In-Lieu I hope you and yours are enjoying every minute of this holiday season! As we come to the close of the year, I’m finding many of my friends and colleagues worried about their finances and hoping to start a brand new year without financial worry. To do my part, I wanted to...
12/30/2011
Delaying foreclosure: Brave Borrowers finding ways to  keep homes without paying. Lenders sometimes practise what is called “Extend & Pretend. Extending the process by which homes enter foreclosure allows banks to continue carrying the loans on their books at full value, delaying loss recognition...
12/29/2011
Foreclosure Alternatives: Which option works best for you?   No foreclosure alternative is guaranteed. However, as long as homeowners are proactive, their chances of preventing foreclosure and taking control of their financial future significantly increases. Foreclosure alternatives only prevent ...
12/28/2011
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Shelda Hodges Author & Realtor

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