St. Louis's Mortgage Expert

Some of you may know this already, but it took me forever to figure it out! I was trying to figure out a way with facebooks new rules to send a message to all of my friends on my personal acct directing them to my fan page and it seemed impossible as the current setting would only allow me to ema...

1} Looking for a house without getting pre-approved. Do not confuse pre-approval with pre-qualification. During the pre-qualification process, a loan officer asks you a few questions and then hands you a pre-qual letter. The pre-approval process is much more complete. During pre-approval, the mo...

Vandyk Mortgage is a local lender here in Jefferson County that specializes in  Imperial Missouri FHA Loans, Imperial Missouri VA Loans ,USDA ,Missouri Jumbo Loans, and Missouri Conventional Loans.  We  have worked with hundreds of homeowners in Jefferson County and have built a reputation as a ...

We are a local lender servicing Fenton, Mo homeowners and we specialize in  Fenton Missouri FHA Loans, Fenton Missouri VA Loans ,USDA ,Missouri Jumbo Loans, and Missouri Conventional Loans.  We opened our office back in 2007 and since that time have worked with hundreds of homeowners in St. Loui...

  FHA has decided on again to raise the mortgage insurance premiums for consumers after April 18th.... Today I informed all of my agents that the cost of a St. Louis FHA Loan will be going up! This rule change is not only going to effect Missouri Mortgages but is going into affect nationwide afte...

We are a local lender here in Arnold, Mo and specialize in FHA,VA,USDA,Jumbo, and Conventional Financing.  We opened our office back in 2007 and since that time have worked with hundreds of homeowners in Jefferson County  and have established a reputation as a lender with integrity and a can do a...

Here are a couple of things I use that might help you.CutePDF - this creates a printer icon so that you can take anything, click to print and it converts to a PDF file you can save.http://cutepdf.com/Products/CutePDF/writer.aspMergePDF - this is not software download, but a page where you can com...

  I thought I would post this blog after I had a conversation with a friend of mine who has been in the business for years admitted he was not exaclty sure what Fannie and Freddie were and what they did. Figured it would be some good information that every professional in our industry should kno...

Looks like the program has been extended. I can not speak for everyone in my industry but we have been able to hep a lot of homeowners over the past year that have been upside down on their mortgage with the DU Refi Plus program. One key point to take out of the article below is that the qualify...

Existing-Home Sales Resume Uptrend with Stable Prices                                           Existing-home sales got back on an upward path in November, resuming a growth trend since bottoming in July, according to the National Association of REALTORS®. Existing-home sales, which are completed...