News $2,000 first-time homebuyer grants available 11/29/2011 The New York State Association of REALTORS Housing Opportunities Foundation is once again offering $2,000 grants to first-time homebuyers for closing costs and/or down payment assistance. The Housing Opportunities Foundation has en
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11/29/2011
The art of the deal It’s your REALTOR’S® knowledge and experience in the local market that can take the numbers and put them with other market conditions. She or he will help you read the market, and help you choose the right price, based on current trends analysis and news. Her experience with c
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11/26/2011
The appraisal An appraisal is a market analysis performed by a professional appraiser using a variety of sources, including MLS data and conforming loan formulas. Appraisers most often work for lenders to determine market values, so that lenders can weigh the risk of making a loan to a home buyer
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11/26/2011
Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing the one you like.. As a Better Homes and Gardens Rand Realty, Hudson Valley area REALTOR®, My experience and expertise can help make your home buying a less stressf
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11/26/2011
1. Get pre-approved Before writing an offer – and ideally before you even begin your search – meet with your bank or other financial advisor; the one who will be giving you your mortgage, and get pre-qualified or pre-approved. When it’s time to put forth an offer, the seller will know it’s seriou
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11/26/2011
First, you need to prequalify for the loan with your financial institution. This involves answering a few simple questions, which in turn begins the application process. The type of home, approximate cost of the home, how much you'll want to borrow, the type of loan, and personal identification i
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11/26/2011
Buying a home can be one of your most significant investments in your life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset,
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11/26/2011
Selling your home is one of the most important decisions you will make in your life. How much is it REALLY worth? How long will it take to sell? How do you handle buyers making undesirable offers? Hiring the right Real Estate Agent makes all the difference! How I Am Different?. My answer can be
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11/26/2011
Today’s economic environment has influenced the real estate market in many ways. Many consider this one of the best times in history to purchase a home. A lot of homebuyers are saving hundreds of dollars each month on their mortgages; compared to a few years ago, mortgage rates and prices are l
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11/26/2011
Chances are buying a home will be the largest investment of your lifetime. Most buyers begin their home search online. Many weeks or even months later they often speak to a real estate agent. Still, one of the best ways to gain understanding of the local real estate market is through online sour
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11/26/2011