Small Business and Personal Insurance in 48 States

Services for Real Estate Pros - Stratum Insurance Agency, LLC
Professional liability insurance for notaries, also called E&O or errors and ommissions insurance for notaries is one of the most common requests that I see.We are also seeing requests for: General Liability Insurance for Notaries Data Breach or Cyber Liability Insurance  The online system at www...
Errors and Omissions Insurance and General Liability Insurance for NotariesThe notary is an integral part of the real estate transaction. Notaries after often seeking two types of insurance but only focus on searching for errors and omission insurance (professional liability insurance) also known...
Mortgage Company Condo Insurance Requirements   In recent years, we have seen the mortgage and escrow companies requiring that condo owners purchase coverage for their interior upgrades that equals 20% of their loan amount.   Your interior upgrades are sometimes referred to as dwelling coverage,...
Condo insurance , also known as ho6 insurance or walls-in coverage, helps to protect condo owners in many different ways. What is condo insurance (ho6 insurance)?Condominium Insurance is designed to protect condo unit owners from many possible losses that occur.  Most attached condos are covered ...
Walls In Insurance is a name commonly used for condo unit owners insurance.  Other names include walls in coverage and h06 insurance. As the popularity of condominiums grows, Stratum Insurance Agency is working to make it easier to get quotes for this type of insurance.  Many condo owners find th...
For those of you who do not know this, I also own a travel agency - Baker Travel and Cruises.  I've been part of this online community for many years and I wanted to do something to give back.  We have an upcoming exclusive trip to Los Cabos in May 2017 and I have created a special discount code ...
First Time Home Buyer InsuranceIf you're purchasing your first home you probably have a long checklist of things that you need to do. Insurance is one of those important things that many people do not look into until the last minute. The team at Stratum Insurance Agency  has helped many first tim...
Why does a property manager need professional liability insurance?Stratum Insurance Agency LLC can help with this type of insurance.There's a long list of potential claims, but here are just a few: Discrimination Failure to collect rents on time Mishandling of funds Failure to complete repairs Fa...
Park Model Home Insurance and Manufactured Home InsuranceThere are different considerations for a manufactured home vs. a site built home.  The type of construction, the shape, the materials, park location vs private land, and other factors require that you purchase the appropriate type of insura...
Interior designers and decorators need insurance.  The interior design profession is not one where you can overlook the insurance. Let's look at some basic claims: Professional Liability: You recommend a beautiful countertop for a kitchen that costs $10,000.  The client installs the countertop on...

David Baker

Small Business and Personal Insurance in 49 States
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