All things Riverside Real Estate!

'YOU SPIN ME RIGHT ROUND, BABY, RIGHT ROUND'       Each year, approximately 300 million people visit amusement parks across the country. The rides can be a lot of fun... but before you jump on that roller coaster, Ferris Wheel, or the famous tea cup ride, you may want to jump on the web first.Wit...

BE NICE TO YOUR KIDS. THEY'LL CHOOSE YOUR NURSING HOME!       We may laugh about our children picking our nursing home. But it might not be a joke when your kids find out nursing homes cost about $70,000 per year! Worse yet, Medicaid only pays nursing home bills after your assets are basically us...

       When the Beach Boys sang about school colors, they weren't exactly referring to the color GREEN! But, they may as well have been. These days, higher education is all about the green. In fact, college grads earn 75% more than those without degrees!The problem is, college also costs a lot of...

Many homeowners today are rushing to refinance their mortgages to the lower rates that are available but have some concerns about now having to start their 30-year obligation over.  A great alternative is a 15-year term, which offers substantially lower rates than 30-year loans.  The problem is t...

There has been a long running debate as to whether a borrower should use a Bank or a Mortgage Company to obtain the loan for their home purchase or refinance.  The question of which type of lending institution would provide a better rate, better service or best advice is often a concern for most ...

There's lots of ways to select a mortgage loan today.  With current rates so low, many individuals are in the market for a home or refinance so they need to sift through the myriad of programs rates and fees that are offered.  Everyone wants the best rate but few properly weigh in the costs.  Som...

When rates make a refinance seem favorable, a common question is, "should I save money on the interest rate even though I am starting my mortgage over from the beginning?"  The good news is that you can have your cake and eat it too!  Let's start by looking at an example.  Assume a borrower obtai...

Alternatives to Large Down PaymentsThe good news is you have many mortgage options.  That's also the bad news.  Selecting a mortgage is one of the biggest financial decisions an individual or family can make.  So it's crucial to see how your choice affects your total financial picture.  Too many ...

An associate reminded me today about ZabaSearch so I had to get this up ASAP!  Your Private Info...On The Web!  For All To See!!!       You have an unlisted number...so everything is private, right? Would you be alarmed to know that even when you are "unlisted", a perfect stranger can look you up...

No More Mr Nice Guy...     The initiatives to create a "kinder, gentler" IRS don't seem to be on their way anytime soon. So if you're still wrapping up your write-offs and putting those finishing touches on the tax return - keep good records and be careful which way you round.The IRS recently con...