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A reverse mortgage is a way to borrow money against the equity in your home to provide you with tax-free income. You can receive funds in any number of ways including:Lump sumRegular monthly payments for as long as you live (or reside in your home)Monthly payments with a pre-determined cut off da...
There are various methods used to consummate a real estate transaction. In California, Escrow services are the preferred method. Strictly speaking escrow is an agreement between the parties that provides for the placement of instruments, and money be placed with a third party for safe keeping, pe...
Okay, so I'm going to give this a shot. I'm going to do a series on real estate topics aimed at educating consumers on the aspects of a real estate transaction that frequently go on in the background without much to do. I haven't yet determined whether to go A-Z or mix it up, but today I'm going ...
When making offers to purchase a home, any delay in your approval process could mean a lost deal. Here we've listed 5 Do's and 5 Dont's to help avoid delays in your loan approval.Do's1. Continue making mortgage or rent payments2. Keep working at your current employer(s)3. Continue living at your ...
With all the real estate information available to homeowners, its natural that some would decide to ‘go it alone' when selling their home. The primary advantage of selling without an agent is not having to pay the agent's commission.In addition to any potential savings, a homeowner turned FSBO sh...
Business Week televised a couple of good items about the real estate industry as a whole yesterday. Their video can be seen here: I've pulled information from other current videos as well.Some of the bull...
On Wednesday night around 9:30, a unit in the Galaxy Tower's caught fire which claimed the life of a 60 year old man who faced the decision of jumping from an 18th story balcony or burning to death as he screamed for help.The full details of the incident can be viewed on, Presstelegra...
A long awaited law makes PMI (private mortgage insurance) deductible on homeowner's taxes. Homes that are purchased or have been refinanced in 2007 are eligible for this deduction.PMI is an insurance policy on most home loans that carry less than 80% LTV (loan-to-value). The policy covers the len...
My team and I are working on a new website., Still in the planning stages - we hope to make it the online source for Long Beach real estate. Most agents have personal web pages, and in this day and age having one is essential to staying in business. I've had websites and web...
The Los Angeles Times reported today that new home sales has declined nationally, but, California showed strength. The article cites buyer's response to builder's discounts and incentives to be the source of California's new home sales strength overall. Reported national sales figures were down 1...

John Wall

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