Teresa Tims's Blog

No matter how you slice it, buying real estate is a complicated process that takes time and hard work to get right. Whether you’re looking for your dream home or an investment property to help build your retirement nest egg, here are a few things to keep in mind. Mortgage interest rates are still...

Despite all odds against the housing recovery, the market is steadily improving and housing experts do not expect the sector to lose its momentum any time soon. Regardless of an inadequately housing supply, rising home prices reacting to strong demand and difficult lending environment, market exp...

Houses are selling faster in America than they have in three and a half years, the height of the homebuyer tax credit, as the recovery continues to roar through the summer months despite predictions the torrid pace of sales will slow. New HousingPulse data show that three key barometers of the he...

Are you looking for ways to prevent foreclosure? Have you heard about mortgage loan modification? If so, you must be thinking how the mortgage loan modification process works. You have come to the right place. I will tell you how the process works and how to make sure you get your modification ap...

When you’re buying a home, it’s easy to let emotions get in the way of reality. “Sometimes we want something so badly, we’re not willing to ask all the questions we should,” says Leslie Levine, author of “Will This Place Ever Feel Like Home?” To make sure your dream home isn’t a mirage, follow th...

The CA Mortgage Reinstatement Assistance Program is helping homeowners with as much as $25,0000 to help them catch up on their payments. This is a great program if you are a little bit behind on payments and not too upside down. If you need any further assistance with short sales,mortgages, and r...

  When buying a home, some financial experts recommend making the largest down payment possible, while other experts suggest -- particularly when mortgage rates are low -- financing as much of your purchase as possible.   "It's important to ask the right questions about how various down payment ...

The recent rise in mortgage rates has made buying a house a little more expensive: the increase in the 30-year fixed rate over the past month from 3.4% to 3.9% (Freddie Mac) raised the monthly payment on a $200,000 mortgage by $56, or 6%. However, because mortgage rates are still near long-term l...

Does a new home loan make sense?   Why refi? There are at least seven reasons to refinance a mortgage. You probably can think of the first one -- to get a lower mortgage rate.     The average interest rate on an outstanding mortgage at the beginning of 2012 was 5.098%, according to the Bureau of ...

A beautiful dream house is for sale it is a good place for the family to live and build memories together. this dream house is located at Alta Cuesta Rancho Cucamonga with 3 bedroom, 2 bath home and a well maintained home. So grab it now and be the first to own this beautiful home for your famil...