Texas / Louisiana Home Mortgage Loan Blog

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RECENT BLOG POSTS
Employer Gift for Down Payment – FHA Mortgage Loan ‘Employer Assistance’ refers to benefits provided by an employer to relocate a borrower or assist in the borrower’s home purchase, including down payment, closing costs and Up Front Mortgage Insurance Premium(UFMIP). A salary advace or loan cann...
03/27/2017
Free Credit Consultation for Texas and Louisiana Home BuyersThe LouisianaLoanGuy offers free one-on-one credit consultations for potential home buyers.Don’t know whether you qualify for a Home Mortgage Loan? Ask me.What’s the catch? Well, there are two catches.1. You must read my free e-book firs...
03/25/2017
FHA Mortgage Loan East Baton Rouge ParishWith most of Baton Rouge ineligible for the USDA Rural Development Loan that takes 0% down financing, the best backup plan for a low down payment with less than perfect credit is a Federally Backed FHA Fixed Rate Mortgage Loan.The FHA Mortgage Loan is NOT ...
03/21/2017
FHA Mortgage Loan Livingston Parish, LALooking for an FHA Loan in Livingston Parish? How can I help?The Federal Housing Administration (FHA) provides Mortgage Insurance on Mortgage Loans made by approved lenders. Being that the Mortgage Insurance is Federally backed, lenders can offer very low ra...
03/02/2017
Using 2016 Taxes for Home Loan QualifyingThis time of year is unique in lending. People want to use their 2016 income (self-employed and commissioned borrowers) for qualifying. But we cannot get those tax transcripts yet as the IRS has not processed the returns.What to do?At Loan Simple, Inc........
02/23/2017
Join Loan Simple for Happy Hour at Bin 77Calling all Realtors, Title Company employees and builders.... Come network with some pretty cool Loan Officers. Please RSVP Loan Simple, Baton Rouge 11420Airline Hwy. Suite 201, Baton Rouge, LA Tom Burris is a Residential Mortgage Loan Originator with Loa...
02/14/2017
Here is a GREAT article From Alan May with Coldwell Banker. We have always been able to take wedding gifts as an acceptable source of down payment... But this way seems to be easier to document.Recommended reading for my clients who need some funds!!  Crowdfunding your downpayment. It seems to be...
07/05/2016
Realtor Appreciation Happy Hour - Baton Rouge Come and hang out with this old blogger for some drinks and appetizers.Bar Louie is a cool place with some great snacks and some happening drinks.Please RSVP  No stress, no hassles, just a good time.   
06/01/2016
Marketing Service Agreements (MSAs) and YOU!!Are you affiliated with a lender partner via some type of MSA? Over at Origination News, a writer is calling for the end of MSAs. What are they and what does this mean to YOU? MSAs are Marketing Agreements where lenders compensate Realtors/Builders in ...
10/07/2015
VA Loans for FICO Scores Below 620I get asked a lot about VA Loans below 620 FICO Score. Yes, they exist!!!Mortgage Bankers like myself sell our loans to the many large servicing banks and some of those just do not have the appetite for sub 620 scores on a loan with 100% financing.  But there are...
08/20/2015
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Tom Burris

Texas/Louisiana Mortgage Pro - 13 YRS Experience
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