Disputing credit reports when applying for your mortgage loan.   Don't do it....!! Disputes need to be resolved before you can borrow on a home loan anyway.... Quite frankly.... If you are disputing items on your credit report.... You are NOT READY to borrow money on a home. So stop it!!! Here is...

Realtor Fees Are Negotiable!! Many home sellers do not realize that realtor fees are negotiable. There is a lot of room for negotiation!! Sellers should examine every charge and not hesitate to negotiate a better fee. Come on.... 6% commission on a $300,000 home? That is $18,000!!!!Wow, for that ...

New Risk Based Pricing - Rate Adjustments Fannie Mae does it again.... Raising fees on borrowers. Effective for deliveries on or after April 1, 2009.... Which means when the loan is sold to Fannie long after closing..... Expect these new rate adjustments within the week at your local lender. So, ...

Great kiddo event in North Texas. I haven't been yet.... Maybe we can sneak out there before the lines get too long. Go see the Peanuts gang!  Yesterday, my friend and I traveled to the Gaylord Texan Resort to see the annual Ice show Exhibit, featuring the Peanuts. If you have not been, it's quit...

I just got off the phone with Jack Properties in Royse City, TX They have submitted a report to Freddie Mac stating that a property appears to have the original roof and should be replaced. Well... I am no contractor.... And I have never done a roofing job.... But I can look up at a roof and tel...

640 FICO is the New Number for FHA Loans *   *On FHA Case numbers on or after Oct 4th My company notified us that 2 of the big five servicing lenders are going to a minimum of 640 FICO for FHA.A third has indicated they will follow suit. The remaining two won't be far behind. Does this mean that ...

DIY Credit Repair Course Provided By DallasLoanGuy.com and Henley & Henley PC The DallasLoanGuy has teamed up with Henley & Henley Law Firm to provide a Do-It-Yourself Credit Repair Course... Free of Charge!! Free Credit Repair Site Check it out!! Sample letters, scripts and other tools provided ...

Articles by Mortgage Professionals. As posted by Jeff Belonger. A good Mortgage Pro is more important to Realtors than ever before. Seek out a good lender partner and watch your business grow!!!    The MORTGAGE PRO Week in Review is back. This weekly review has been away the last 18 months due to...

  Rapid Rescore Your Credit Report for Loan Approval       I wrote an article in July of 2009 that still gets tons of search engine hits…. Yet, it is still very misunderstood.  Rapid Rescore Your Credit Report for Loan Approval Well, let’s go ahead and get this out right away….. It is a dangerous...

Short Sales for the Real Estate Professionals    Training Catalog: Course Description    Course:     Recorded Web Conferences                            Description:                  This 45-minute Recorded Webinar provides detailed information about Freddie Mac's requirements for short sales. If...