Thierry Roche - All Northern Virginia Homes For Sale

Real Estate Agent - Keller Williams Real Estate
With over 25 years in real estate, Thierry shares his unique real estate strategies and techniques for saving both buyers and sellers huge amounts of money.
A sector of the market that is not necessarily being met by other loan programs is being served by FHA insured mortgages.Buyers would love to secure a conventional 80 percent mortgage without mortgage insurance and get the lowest cost of financing possible, but if they can’t put down 20 percent t...
Need some money? Want lower interest rates? Then a home equity line of credit or HELOC may be the answer for you. It is a mortgage loan that homeowners can use as-needed. Any lender like a bank will review and approve it for a specific amount based on the amount of equity you have available on yo...
Considering refinancing? Buying a new home? It maybe worth discussing a 15-year loan instead of a traditional 30-year mortgage. Monthly payments will be higher but your interest rate will be lower and your equity will climb faster.Below I have provided an example for comparison on a $300,000 mort...
FHA and the VA began requiring buyers to qualify to assume mortgages in the late 80’s. Business on assumed mortgages has been down over the last 25 years due to low interest rates. If you need to qualify most people would qualify for a new loan with a chance at a lower rate rather than an assumpt...
Any lender and any borrower can agree on a set of rates and terms, but the IRS does have certain rules that control this type of transaction specifically when the parties are friends or family.Some of the applicable rules are that the loan must be done in a business-like manner as a written note ...
Each year the National Association of Realtors publishes the Home Buyers and Sellers Generational Trends Report. In their latest report, they state that although Millennials are becoming the largest home buying group (34%) they are facing the difficulties of rising rents, rising home prices, stud...
It has nothing to do with the table game where you search for a murderer, but you need to get a CLUE report. This report details the insurance claims submitted on your home and car over the past five to seven years.C.L.U.E stands for Comprehensive Loss Underwriting Exchange. CLUE is a database us...
As a business, if you expect to have repeat customers and get recommendations to friends, you must treat customers fair. Nordstrom’s customers understand that their salespeople are employees and represent the company as a whole.In some industries, like real estate, the customer service line is no...
CPR hands only or CPR using only your hands can save lives. “Almost 90 percent of people who have an out-of-hospital cardiac arrest die” says The American Heart Association. But by performing CPR hands only within the first few minutes of a cardiac arrest event, you can double or triple a person’...
According to the National Association of Realtor’s Aspiring Home Buyers 2017 profile, 59 percent of non-homeowners do not feel comfortable taking on a mortgage when they have student loan debt. Estimates claim that today’s college graduates average around $37,172 in student debt and that 39 perce...

Thierry Roche

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