Tim L. Ramey's Blog

When inventory is low, home prices tend to go up. Attempting to purchase a house in this type of market can make the already complex process of buying a home even more overwhelming. To help buyers successfully get through the buying process in a tight inventory market with as little stress and di...

Good morning and hello again.  Hope you are safe and healthy, the weekend was good for you, and a Happy Martin Luther King Jr Day.  Wanted to share Tim's Time Outs: POSITIVE MOMENTUM:   Even if you're not sure exactly what you'll do next, GO AHEAD AND DO WHAT YOU CAN DO FIRST.  The way to establi...

If you plant honesty, you will reap trust.If you plant goodness, you will reap friends.If you plant humility, you wll reap greatness. If you plant perseverance, You will reap contentment.If you plant consideration, You will reap perspective.If you plant hard work, You will reap successIf you plan...

Good morning and hello there again from Beautiful, a bit chilly (-8 degrees below zero here), however sunny!  Cottage Grove, MN.  Hope this email finds you blessed and had a great weekend.  Wanted to pass along Tim's Time Outs:  SUCCESS IS:   To Laugh OFTEN and MUCH!To win the respect of intellig...

Why Waiting To Sell Your House Could Cost You a Small Fortune Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and July. However, this year’s expected to be much di...

Sharing the first Tim's Time Outs for the 2022 year.  Hope you and your family had a wonderful New Years weekend:    Goals for the Year:  May we set our goals for the New Year not at the year-long mark...but one day at a time.  I will live one day at a time.  I will make each day one of preparati...

 Good afternoon.  May this email find you doing well and  you and your families had a wonderful Christmas celebration. Sharing Tim's Time Outs and may your 2022 be filled with success, happiness, and Prosperous for you.   Some 2022 Affirmations: Keep Positive.Be kind to others AND family.Have a a...

  Good morning and hello there again.  Holiday greetings from my home in Cottage Grove, MN to yours.  Wishing you and your families a MERRY CHRISTMAS.  Passing along Tim's Time Outs:  PRIORITIES:   I value loving friends(Could this be you or does this sound familiar?) Closeness with others is imp...

Good morning to you, and a happy Monday morning.  Hope this email finds you and your family doing well, safe and healthy, and had a awesome weekend.  Wanted to share Tim's Time Outs: NOW YOU CAN DO MORE: You've done a lot, and now you can do more.  Good things happen when you keep going. If you s...

CHOICES:   I choose to Live By Choice...NOT by chance. To be motivated..NOT Manipulated. To be Useful...NOT used. To Make Change...NOT Excuses. To Excel...NOT compete. I choose Self Esteem...NOT Self Pity. I Choose to listen to my inner voice...NOT to listen to the random opinions of others. Some...