Tim L. Ramey's Blog

Better Homeowners     Getting Comfortable with the New Normal Mortgage Rates  The biggest shock to homebuyers is the soaring mortgage rates of 2022 that doubled in one year resulting in approximately 15 million mortgage ready buyers displaced from the market due to affordability issues. As of Fe...

 Good morning and hello there again.  Hope you are well this Tuesday and had a wonderful weekend. Wanted to share Tim's Time Outs: LIFE ACCORDING TO DR. SEUSS: "Today you are you,That is truer than true.There is no one aliveWho is Yourer than You." "Be who you are and say what you feel because th...

 Good morning and hello there again from Cottage Grove, MN. and a very happy Presidents Day wish to all of you.   Hope you had a fantastic weekend and wanted to share Tim's Time Outs: HOW TO BE MORE CONFIDENT: 1)  STOP comparing yourself to others or their situations.  STAY focused on you.2)  Rel...

The Strange Game of Chicken Happening Between Homebuyers and Sellers: Who Will Blink First? The real estate game is at a stalemate that shows no signs of budging anytime soon, with neither buyers nor sellers willing to make the first move.Buyers have little incentive to lead the way. According to...

  Good afternoon and hello again.  Hope you are having a great Monday, and had a wonderful weekend.  Wishing you a early Happy Valentine's wish and wanted to share Tim's Time Outs: YOURS TO CHOOSE; Achievement doesn't care about what credentials you have or don't have.  It doesn't care about your...

Good afternoon and hello again.  Hope this email finds you doing great this Monday and enjoyed your weekend.  Wanted to share Tim's Time Outs: THREE THINGS: 3 Things in life that once gone and NEVER come back;   Time, words, and opportunity. 3 Things in life that can destroy a person;   Anger, pr...

Good afternoon and hello there again.  Hope you are doing well, having a wonderful Monday and had a fantastic weekend.  Wanted to share Tim's Time Outs: GIVE YOURSELF A MINUTE; Before you respond to what life throws at you, give yourself a minute.  Give yourself a minute, and your response will b...

 Good afternoon and hello again. Hope this email finds you doing well. having a great Monday and had a fantastic weekend.  Wanted to share Tim's Time Outs: POWER WORDS:  I will use words which emanate power, strong words to guide me..   My words today will be strong and powerful.  I will choose w...

Good afternoon and hello there again. Today we observe Martin Luther King Jr. Day in honor of a true legacy of hope."Not everybody can be famous but everybody can be great, because greatness is determined by service."    Sharing Tim's Time Outs: EMBRACE RESPONSIBILITY: Don't blame others, don't b...

 Good afternoon and hello again. Hope this email finds you doing well and had a fantastic weekend.  Just wanted to share Tim's Time Outs:POSITIVE CHOICES: