Real Estate & General Blog

Under the U.S. Constitution, you have the ability to relieve all or part of your debts when you can no longer meet your obligations to creditors and lenders.  Two major types of personal bankruptcy apply to consumers.  Chapter 7 bankruptcy allows debtors to discharge all or part of their debt.  I...

     Pacific Investment Management's Bill Gross plugged a plan floated a few weeks ago that would allow millions of homeowners to refinance their mortgages at today's rates, which are the lowest in generations.      With Treasury Secretary Timothy Geithner moderating a panel, Mr. Gross said the U...

     The lure of playing the lottery and winning millions for doing nothing might sound hard to do.  The odds of winning are extremely low and even lower if no ticket is bought.  Successfully getting a loan modification has a lot in common with winning a lottery jackpot.  Getting your lender to a...

IF THESE STATISTICS DO NOT SHOW STABILITY AND AN INCREASE IN HOME VALUES IN A "DOWN ECONOMY" I WILL EAT MY HAT.  THERE IS NO BETTER TIME TO BUY OR REFINANCE IN THE FISHHAWK RANCH MARKET.   AVERAGE # OF SALES PER MONTH (LAST YEAR) = 65                                 STABLE AVERAGE ABSORPTION RATE...

10 Things Great Appraisers Do •1.    Avoids making assumptions and knock on a door to get information •2.    Want to know the real value and not if they qualify for a loan amount •3.    Thinks like a buyer and asks what drives them to make decisions •4.    Being able to get others to talk when be...

     Recently, I watched the motion picture "Gandhi" starring Ben Kingsley.  I was attracted to it since many of the quotes, blogs, motivational speakers I frequently listen to always speak about this extraordinary man whom I knew little about.  I highly recommend the movie as well if you haven't...

     Do not allow an inexperienced appraiser kill your deal because that individual is not from your area.  What is the reason appraisers most often kill deals?  Industry professionals overwhelmingly named appraisals as the biggest obstacle they face in getting deals to the closing table.      Le...

 6830 Sparkman Tampa, FL 33616  SHORT SALE OFFERED AT $245,000, 3/2.5/2 GAR, BUILT 2005, 2252 SF GLA.    This beautiful well kept home is available as a Short Sale. It is located just a short commute away from MacDill AFB and is also near the Crosstown Expressway. It has GRANITE COUNTER TOPS, STA...

     Since November 2008 at the time of HVCC's inception, I've been awaiting its demise.  "This too shall pass" have been words of wisdom passed down for generations.  Last Thursday's passage of legislation makes sweeping changes to the nation's financial regulatory system.  HR 4173, the Dodd-Fra...

 The word "Tampa" comes from the Calusa (sometimes spelled Caloosa) Indians. The Calusa Indians lived in West Central and South West Florida until being virtually wiped out by explorers (and their diseases) between 1500 and sometime into the 1800's. The Calusa called this place Tanpa (with an "N"...