Tony Marra's Blog

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Mortgage and Lending - Bay to Bay Lending, LLC - NMLS 343112
RECENT BLOG POSTS
VA loans are often made without any downpayment at all. Aside from the veteran's certificate of eligibility and the fact that the appraiser is assigned by VA, the application process is not much different than any other type of mortgage Bay to Bay Lending is approved for automatic processing and ...
11/02/2013
Owning a home is simple with the USDA Loan Program. If you think it is out-of-reach for you and your family, you might be thinking wrong!  Tony Marra, an Mortgage Banker for Bay to Bay Lending in Tampa, Florida explains the USDA program in this article.   The guarantee provided by the USDA helps...
11/02/2013
The demands on FHA spanning the past 5 years put into question the agency's sustainability of its loan program that insures mortgages.  To better its financial position the FHA increased its monthly mortgage insurance premium and then, as of this month, new FHA mortgagees will carry the monthly m...
11/02/2013
If you are seeking a home purchase in Florida above the $417,000 conforming guideline and do not have the required 20% down payment feel free to contact me regarding the best new loan product in Florida for homebuyers up to the $825,000 price range. This product is one loan, up to 90% LTV with No...
10/30/2013
Owning a home is simple with the USDA Loan Program. If you think it is out-of-reach for you and your family, you might be thinking wrong!  Tony Marra, an Mortgage Banker for Bay to Bay Lending in Tampa, Florida explains the USDA program in this article.   The guarantee provided by the USDA helps...
10/29/2013
If you're shopping for a new home, a real estate owned (REO) or foreclosed property Homepath financing could provide opportunities for homeownership while helping to support communities impacted by recent foreclosures. As an approved lender for Fannie Mae's HomePath Mortgage Program Bay to Bay Le...
10/29/2013
The demands on FHA spanning the past 5 years put into question the agency's sustainability of its loan program that insures mortgages.  To better its financial position the FHA increased its monthly mortgage insurance premium and then, as of this month, new FHA mortgagees will carry the monthly m...
10/29/2013
Do you have a client that has been turned down due to debt ratio's? This can often be the case with self employed borrowers who have tons of deductions.  Some of these buyers have substantial liquid assets in the form if IRA's, Stocks, CD's, and Bonds.  Our New Portfolio product allows the use of...
10/29/2013
A very high percentage of Florida homeowners short sold a home in the past 5 years. A common question I often get is ....how far removed from a short sale does someone have to be in order to quaify for home financing??? Here are some guidelines that can hopfully help buyer's agents qualify their ...
10/28/2013
If you are like some of my prefered agents, you have a stack of pre-qualification letters for clients that you simply cannot find a home for.  If your market is like the Central Florida Market, move in ready homes in the sweet spot middle class price range often wind up in bidding wars, on the ma...
10/28/2013
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TonyMarra

Tony Marra
local_phone(813) 549-8737
smartphone(813) 842-7999
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