Tony Marra's Blog

Mortgage and Lending - Bay to Bay Lending, LLC - NMLS 343112
VA loans are often made without any downpayment at all. Aside from the veteran's certificate of eligibility and the fact that the appraiser is assigned by VA, the application process is not much different than any other type of mortgage Bay to Bay Lending is approved for automatic processing and ...
I am a licensed mortgage loan originator with over 13 years experience in the mortgage industry. I specialize in Home Purchases and Refinances in Florida. I have helped over 2000 homeowners realize their dreams of home ownership, with many repeat and referral clients.Below are some highlights of ...
A very high percentage of Florida homeowners short sold a home in the past 5 years. A common question I often get is far removed from a short sale does someone have to be in order to quaify for home financing??? Here are some guidelines that can hopfully help buyer's agents qualify their ...
Looking for a great deal on a foreclosure?? Looking for a loan with 3% down and no Monthly Mortgage Insurance? Let me introduce you to Fannie Mae HomePath.What is HomePath??    Fannie Mae HomePath are homes owned by Fannie Mae. Fannie Mae is the GSE who purchases the majority of home loans from l...
  Purchase a Home In Florida with as Little as 3% Down on Conventional Financing  If you are seeking a home purchase in the State of Florida you have minimumal funds your only option is not FHA any longer. Private Mortgage Insurance companies and Lenders are starting to open the doors for buyers...
Greed is good….at least the was the mantra in the 1987 film Wall Street, which won actor Michael Douglas an Academy Award for Best Actor. While the character was fictional,, the theme of the renowned “Greed is Good” speech given by Douglas’ character Gordon Gekko underscored the market psyche th...
Banks Capitalize on Opportunity – Should You Follow?? By Tony Marra   June 13, 2013 Record low home inventory levels and increasing prices are creating the perfect mix for banks - who just months ago sat on distressed properties, even allowing super sweet loan modifications. New numbers revealed ...
By Tony Marra The demands on FHA spanning the past 5 years put into question the agency's sustainability of its loan program that insures mortgages.  To better its financial position the FHA increased its monthly mortgage insurance premium and then, as of this month, new FHA mortgagees will carr...
Jack and Jane Smith are hypothetical home buyers.Both have steady jobs, earning a collective $70,000 a year with excellent credit.They have about $10,000 to invest in a home.  They also have two car payments and 2 credit cards with combined monthly debt payments of $740.Jane has been eyeing a 25...


Tony Marra
local_phone(813) 549-8737
smartphone(813) 842-7999
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