Tony Casmirri's (tonycasmirri) Blog

5 Secrets to Buying the Best House for Your Money 1. Get "Pre-Approved" - Not "Pre-Qualified!" Do you want to get the best property you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one element in the negotiations, and not ...

While browsing on the in=ternet, I came across some trivia about Levittown, I thought I would share. Levittown's 41 neighborhoods - locally called "sections" - are found in parts of four separate municipalities: Bristol Township, Pennsylvania (including the sections of Plumbridge, Mill Creek, Ind...

The Nine Most Common Mistakes to Avoid When Obtaining a Home Mortgage!Tony Casmirri can answer mamny of your questions.You are about to make what will most likely be the largest transaction of your life: your home mortgage. Unfortunately, many homebuyers do not take the time to research some of t...

Which Mortgage Should I Choose? Key Questions to Ask Yourself and Lenders When Shopping for a Mortgage! Traditional Fixed Rate Mortgage? Graduated-Payment Mortgage? Adjustable Rate Mortgage? FHA Mortgage? Two-Step Mortgage? You are wondering which kind of mortgage is best. The answer: There is no...

How Much Home Do I Qualify For?  Tony Casmirri can answer many of your questions. Income. Debt. Down Payment. Closing Costs. Two Years Income Tax Returns. Assets. Liabilities. IRAs. You want WHAT? Just what can I afford? Buying a home in today's marketplace is a bit intimidating. And your new hom...

How to Buy Your First Home... the Easy Way - CallTony Casmirri for All Your Real Estate Needs!!Avoid the 10 Most Common, Painful, Frustrating Mistakes First-Time Home Buyers Make Buying a residence can be a hair raising experience. You will experience a roller coaster of emotions while finding th...

Finding the Best Real Estate Professional Finding the right real estate professional requires doing a little research and asking a few questions. You need to know everything about the selling process. What is the marketing strategy? What kind of advertising will be done? Is the Realtor capable an...

Flood Insurance Flooding is not covered by a standard homeowners insurance policy. To determine if you need flood insurance, ask your insurance professional, mortgage company or neighbors about the flood history in your area. If there is a potential for flooding, you should consider purchasing a ...

Issuance of Title Insurance Policy An owner's policy protects only the owner while a mortgage policy protects only the holder of the mortgage on the property. Separate policies are required to protect both interests. Special rates are available when both owner's and mortgage policies are applied ...

Title Insurance Protection Title Insurance insures that the "record" title is good subject only to the exceptions expressly set out in the policy. lt also insures against certain matters which do not appear of record, such as forgery, identity of parties, incompetence of former owners, interest o...