Tony Casmirri's (tonycasmirri) Blog

Title Insurance FAQ What Protection Does Title Insurance Give? It insures that the "record" title, is good subject only to the exceptions expressly set out in the Policy. lt also insures against certain matters which do not appear of record, such as forgery, identity of parties, incompetence of f...

Title Insurance A policy of title insurance is a contract of indemnity between the insured and the insuring company relating to the title to the land described in the policy, protecting the insured against loss of damage by reason of defects, liens or encumbrances of the insured title existing at...

PMI vs FHA MIP Although the insurance protection concept is similar, there are differences between private mortgage insurance and FHA mortgage insurance. FHA insurance is a government-administered mortgage insurance program that does have certain restrictions. FHA has maximum regional loan limits...

WOODHAVEN HILLS - GRAND OPENING The Grand Opening of Woodhaven Hills on Spetember 30, 2007 went extremely well.  Tony Casmirri wrote 8 contracts and will list several homes for sale.  This community will sell fast.  It's a great product and very affordablel.Tony Casmirri is the Sales Associate fo...

Private Mortgage Insurance Private mortgage insurance is a type of insurance that helps protect the mortgage company against losses due to foreclosure. This protection is provided by private mortgage insurance companies and allows mortgage companies to accept lower down payments than would normal...

PMI Cancellation  Mortgage insurance can usually be canceled by the home buyer after he or she has at least 20 percent equity in the home. Borrowers should contact their servicer to find out the procedure for canceling mortgage insurance when they think they have achieved 20 percent equity. Guide...

12 Ways to Save Money on Homeowners Insurance SHOP AROUND Friends, family, the phone book and Internet are some of the sources you can use to find homeowners insurers. Get a wide range of prices from several companies. But don't consider price alone. The insurer you select should offer both a fai...

Homeowners Insurance When you insure your home, you should insure your home for the total amount it would cost to rebuild your home if it were destroyed. If you don't have sufficient insurance, your insurance company may only pay a portion of the cost of replacing or repairing damaged items. Ther...

Down Payments What Makes Low Down Payment Loans Possible? Simply put, mortgage insurance protects the mortgage company against financial loss if a homeowner stops making mortgage payments. Mortgage companies usually require insurance on low down payment loans for protection in the event that the ...

Mortgages and Credit Reports Many home buyers are very worried about how their credit report will affect their ability to buy a home. We even heard one story that an applicant was denied a mortgage because he had returned a rented videotape late!Of course, that could never happen. Most people wil...