Tony D. Howell's (tonydhowell) Blog

Mortgage and Lending - The best place EVER!



I recently had a friend come to me about a program some "guy" was trying to sell him.  It promised to help pay off his 30 year mortgage in as little as 10-13 years.  He was very skeptical and so was I.  The basic concept was that you get a home equity line of credit, pull a chunk out and pay down...
The Truth About Credit RepairHow many times have you seen an advertisement for credit repair?  Countless times, I'm sure.  They all make promises of erasing bad credit with guaranteed results.  Well, as the old saying goes...if it sounds too good to be true, it probably is.  I chose to write abou...
Are two mortgages better than one?People usually ask me this when considering a no-money-down purchase.  What I'm talking about today is commonly referred to as a "piggyback" loan or an 80/20.  There are many different opinions on this subject.  One of the biggest parts of my job is educating peo...
Are YOU Lending Uncle Sam Your Money...Interest Free?So as you went out merrily spending for the holidays...were you thinking about how you'd pay the credit card bills as they begin to arrive? Maybe you were thinking you'd use that juicy tax refund you're expecting - but wouldn't it be nice if yo...
Big News from Congress...Mortgage Insurance now Tax Deductible!As you probably know, Private Mortgage Insurance (PMI) is required any time a loan is taken out with a higher "loan to value" ratio of 80%, as the loan is riskier to the lender. Mortgage Insurance allows a consumer to purchase a home ...

Tony D. Howell

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